1510 Monroe St, Covington, KY 41014 Property Records

Kenton County property record for 1510 Monroe St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2023)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-11-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`055-11-01-005.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,395 sqft Finished Area
Gross Area	1,876 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1510 MONROE ST
City	COVINGTON
State	KY
Zip	41014-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHROETTER 2ND LOTS 4-5 60'X 100' ES MONROE 185' N 16TH
Legal Subdivision	SCHROETTER H A 2ND
Legal Lot Number	4-5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1000
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1510 MONROE ST, COVINGTON, KY 41014-1038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Aug 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	2023138
Deed Book / Page	231 / 373
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	0005900165
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1510 MONROE ST, COVINGTON, KY 41014-1038
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 PHILADELPHIA ST 1, 1, COVINGTON, KY 41011-1255

Mortgage

Document Number	0005900139
Date	Jun 15, 2023
Book Page	KCM 469/470
Instrument	23061505900139

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 13, 2020
Property Address	1510 MONROE ST, COVINGTON, KY 41014-1038
Document Number	0000000165
Book / Page	000037 / 000007
Instrument Date	Aug 6, 2020
Instrument	165
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 MONROE ST COVINGTON KY 410141038, COVINGTON, KY 41014-1038

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 14, 2020
Property Address	1510 MONROE ST, COVINGTON, KY 41014-1038
Document Number	0000160675
Book / Page	000016 / 000675
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1510 MONROE ST COVINGTON KY 410141038, COVINGTON, KY 41014-1038

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,000 (-) Land $10,000 Building $265,000	$275,000 (-) Land $10,000 Building $265,000
2025	$3,643.00 (+144.5%)	$275,000 (+145.76%) Land $5,000 Building $270,000	$275,000 (+145.76%) Land $5,000 Building $270,000
2023	$1,490.00	$111,900 Land $5,000 Building $106,900	$111,900 Land $5,000 Building $106,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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