1507 Monroe St, Covington, KY 41014 Property Records

Kenton County property record for 1507 Monroe St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Sep 2024)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-01-004.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-01-004.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,152 sqft Finished Area
Gross Area	1,304 sqft

Exterior

Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1507 MONROE ST
City	COVINGTON
State	KY
Zip	41014-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD PLACE BLK A LOT 4
Legal Subdivision	EDGEWOOD PLACE
Legal Phase	A
Legal Block	A
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1000
Census Tract	65100

Owner

Source: Kenton County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1507 MONROE ST, COVINGTON, KY 41014-1037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Sep 6, 2022	Warranty Deed, Transfer · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	202426
Deed Book / Page	306 / 133
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 28, 2026
Property Address	1507 MONROE ST, COVINGTON, KY 41014-1037
Document Number	0000016384
Book / Page	467 / 512
Instrument Date	Jul 16, 2026
Instrument	202616384
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016384,
Date	Jul 28, 2026
Book Page	467/512
Instrument	202616384

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Feb 1, 2027

Interest

Rate	6.47%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1507 MONROE ST, COVINGTON, KY 41014-1037
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 MONROE ST, COVINGTON, KY 41014-1037

Mortgage

Document Number	0005900098
Date	Sep 29, 2022
Book Page	410/717
Instrument	22092905900098

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2032

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 6, 2022
Property Address	1507 MONROE ST, COVINGTON, KY 41014-1037
Document Number	0005900142
Book / Page	188 / 176
Instrument Date	Sep 1, 2022
Instrument	22090605900142
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2314 GRACE AVE, 2314, FT MITCHELL, KY 41017-2058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 MONROE ST, COVINGTON, KY 41014-1037

Mortgage

Document Number	0005900144
Date	Sep 6, 2022
Instrument	22090605900144

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

Mortgage

Document Number	0005900143
Date	Sep 6, 2022
Book Page	404/120
Instrument	22090605900143

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (+19.37%)	$180,000 (+2%) Land $5,000 Building $175,000	$180,000 (+2%) Land $5,000 Building $175,000
2023	$1,998.00	$150,000 Land $5,000 Building $145,000	$150,000 Land $5,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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