1512 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1512 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,748 sqft · built 2000
Lot Size	0.379 acres (16,519 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2006)
Tax Bill	$5,298 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500219-0-200`

Property Details

APN / Parcel Number

Primary APN	`500219-0-200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,748 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,035 sqft
Upper Floors Area	713 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,519 sqft (0.379 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	293 sqft
Deck Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1512 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-8096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 13 CLAREWOOD PHASE 2B: CLAREWOOD PHASE 2B NW OF NE 03-18-03E L 20 TOG/W PRI RD APPROX 16,519 SQ FT EASE OF REC OUT OF 1-024 SEG K0345 MA 12/7/98 MA
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CLAREWOOD PHASE 2B
Legal Phase	2B
Legal Lot Number	20
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1005
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1512 195TH ST E, SPANAWAY, WA 98387-8096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAS CU
Oct 27, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage MILLENNIAL HM LNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2006 · Amount on Record
Deed Sale	Jun 16, 2006 · Amount on Record
Prior Sale	Dec 27, 1999 · Amount on Record
Deed Document Number	20061235
Prior Transfer Date	Mar 22, 2005
Prior Transfer Doc	0000000119
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jul 15, 2026
Property Address	1512 195TH ST E, SPANAWAY, WA 98387-8096
Document Number	0000000280
Instrument Date	Jul 10, 2026
Instrument	2026280
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	PUGET SOUND TITLE, PUGET SOUND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 195TH ST E, SPANAWAY, WA 98387-8096

Mortgage

Document Number	0000000280,
Date	Jul 15, 2026
Instrument	2026280

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2046

Interest

Rate	6.52%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1512 195TH ST E, SPANAWAY, WA 98387-8096
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012031636
Date	Dec 3, 2021
Instrument	202112031636

Lender

Name	AMERICAS CU
Type	Credit Union
Address	DUPONT, WA 98327

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1512 195TH ST E, SPANAWAY, WA 98387-8096
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010270283
Date	Oct 27, 2021
Instrument	202110270283

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1512 195TH ST E, SPANAWAY, WA 98387-8096
Document Number	2101130119
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1512 195TH ST E SPANAWAY WA 983878096, SPANAWAY, WA 98387-8096

Mortgage

Document Number	2101130119
Date	Jan 13, 2021
Instrument	202101130119

Lender

Name	MILLENNIAL HM LNDG INC
Address	CHATSWORTH, CA 91311

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,298.00 (+0.99%)	$468,500 (+6.09%) Land $178,900 Building $289,600	$468,500 (+6.09%) Land $178,900 Building $289,600
2025	$5,246.00 (+2.04%)
2024	$5,141.00 (-1.13%)	$441,600 (-2.77%) Land $187,100 Building $254,500	$441,600 (-2.77%) Land $187,100 Building $254,500
2023	$5,200.00	$454,200 Land $177,500 Building $276,700	$454,200 Land $177,500 Building $276,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

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