1607 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1607 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 2000
Lot Size	0.205 acres (8,906 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Sep 2024)
Tax Bill	$4,894 (2026)
Deeds & Mortgages	May 2017 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500219-0-100`

Property Details

APN / Parcel Number

Primary APN	`500219-0-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,612 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	892 sqft
Upper Floors Area	720 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,906 sqft (0.205 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1607 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-8097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 13 CLAREWOOD PHASE 2B L 10 TOG/W PRI RD EASE OF REC OUT OF 1-024 SEG K0345 MA 12/7/98 MA
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CLAREWOOD PHASE 2B
Legal Phase	2B
Legal Lot Number	10
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1607 195TH ST E, SPANAWAY, WA 98387-8097
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 7, 2019	Deed of Trust, Mortgage · Conventional with PMI USAA
Nov 16, 2018	Warranty Deed, Transfer · VA Mortgage CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	2024336
Prior Transfer Date	Jun 12, 2007
Prior Transfer Doc	0000001271
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1607 195TH ST E, SPANAWAY, WA 98387-8097
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005020462
Date	May 2, 2017
Instrument	201705020462

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1607 195TH ST E, SPANAWAY, WA 98387-8097
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001220479
Date	Jan 22, 2021
Instrument	202101220479

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1607 195TH ST E, SPANAWAY, WA 98387-8097
Document Number	1911200264
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 195TH ST E SPANAWAY WA 983878097, SPANAWAY, WA 98387-8097

Mortgage

Document Number	1911200264
Date	Nov 20, 2019
Instrument	201911200264

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 16, 2018
Property Address	1607 195TH ST E, SPANAWAY, WA 98387-8097
Document Number	0011160659
Map Reference	DOC9811185003
Instrument Date	Nov 13, 2018
Instrument	201811160659
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 195TH ST E, SPANAWAY, WA 98387-8097

Mortgage

Document Number	0011160660
Date	Nov 16, 2018
Instrument	201811160660

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,894.00 (+1.07%)	$429,800 (+6.6%) Land $156,600 Building $273,200	$429,800 (+6.6%) Land $156,600 Building $273,200
2025	$4,842.00 (+2.43%)
2024	$4,727.00 (-1.25%)	$403,200 (-2.98%) Land $163,800 Building $239,400	$403,200 (-2.98%) Land $163,800 Building $239,400
2023	$4,787.00	$415,600 Land $155,400 Building $260,200	$415,600 Land $155,400 Building $260,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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