1315 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1315 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,381 sqft · built 2003
Lot Size	0.193 acres (8,426 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2021)
Tax Bill	$5,850 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500305-0-990`

Property Details

APN / Parcel Number

Primary APN	`500305-0-990`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,381 sqft Living Area
Gross Area	2,887 sqft
Basement Area	902 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,426 sqft (0.193 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	639 sqft
Patio Area	639 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1315 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 21 CRESCENT POND PDD L 99 TOG/W 1/99TH UNDIV INT IN TR A,B,C & D EASE OF REC OUT OF 2-038 SEG R0415 12/9/02MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CRESCENT POND PDD
Legal Tract	A
Legal Block	C
Legal Lot Number	99
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

1315 195th St E is owned and occupied by two individuals who bought it in June 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1315 195TH ST E, SPANAWAY, WA 98387-3407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Dec 11, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 4, 2017	Trustee's Deed, Foreclosure OTHER
Oct 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Dec 11, 2017 · Amount on File
Deed Document Number	2021292
Prior Transfer Date	Sep 21, 2017
Prior Transfer Doc	0000000259
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1315 195TH ST E, SPANAWAY, WA 98387-3407
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008170527
Date	Aug 17, 2022
Instrument	202208170527

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 4, 2021
Property Address	1315 195TH ST E, SPANAWAY, WA 98387-3407
Document Number	0006040292
Map Reference	DOC 200212035005
Instrument Date	May 27, 2021
Instrument	202106040292
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF WA I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 195TH ST E, SPANAWAY, WA 98387-3407

Mortgage

Document Number	0006040293
Date	Jun 4, 2021
Instrument	202106040293

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1315 195TH ST E, SPANAWAY, WA 98387-3407
Document Number	2001270227
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1315 195TH ST E SPANAWAY WA 983873407, SPANAWAY, WA 98387-3407

Mortgage

Document Number	2001270227
Date	Jan 27, 2020
Instrument	202001270227

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 11, 2017
Property Address	1315 195TH ST E, SPANAWAY, WA 98387-3407
Document Number	1712110329
Instrument Date	Dec 5, 2017
Instrument	201712110329
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,594.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1315 195TH ST E SPANAWAY WA 983873407, SPANAWAY, WA 98387-3407

Mortgage

Document Number	1712110330
Date	Dec 11, 2017
Instrument	201712110330

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 4, 2017
Property Address	1315 195TH ST E, SPANAWAY, WA 98387-3407
Document Number	1710040259
Instrument Date	Sep 15, 2017
Instrument	201710040259
Transaction Type	Foreclosure
Record Updated	Oct 11, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3927 LAKE WASHINGTON BLVD NE KIRKLAND WA 980337812, KIRKLAND, WA 98033-7812

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 4, 2017
Property Address	1315 195TH ST E, SPANAWAY, WA 98387-3407
Document Number	1710040260
Instrument Date	Sep 15, 2017
Instrument	201710040260
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 1315 195th St E was $5,850, up 0.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,850.00 (+0.95%)	$519,600 Land $156,500 Building $363,100	$519,600 Land $156,500 Building $363,100
2025	$5,795.00 (+3.19%)
2024	$5,616.00 (-2.07%)	$481,900 (-3.85%) Land $163,800 Building $318,100	$481,900 (-3.85%) Land $163,800 Building $318,100
2023	$5,735.00	$501,200 Land $155,300 Building $345,900	$501,200 Land $155,300 Building $345,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1315 195th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 195th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

Nearby Properties on 195th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures