1511 Pondview, Carmel, IN 46032 Property Records

Hamilton County property record for 1511 Pondview, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,713 sqft · built 1992
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Tax Bill$6,700 (2024)
Deeds & MortgagesJul 2021 Mortgage
Feb 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-09-23-106-027.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-106-027.000-018
Alternative APN
  • 1709230106027000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,713 sqft Living Area
1st Floor Area1,456 sqft
2nd Floor Area1,302 sqft
Basement Area1,274 sqft
Finished Basement955 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions135 ft deep x 162 ft wide
Garage TypeAttached
Garage Area759 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709230106027000
Street Address1511 PONDVIEW
CityCARMEL
StateIN
Zip46032-8253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .31, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL PONDS, SECTION 4, LOT 168
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionCARMEL
Legal Block4
Legal Lot Number168
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3006
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1511 PONDVIEW, CARMEL, IN 46032-8253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Feb 26, 2020Loan Modification, Mortgage
NATIONAL BK/INDIANAPOLIS
Dec 18, 2018Loan Modification, Mortgage
NATIONAL BK/INDIANAPOLIS
Jun 23, 2017Deed of Trust, Mortgage · Line of Credit
NATIONAL BK/INDIANAPOLIS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2005
Deed SaleMay 12, 2005
Deed Document Number200500029180
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1511 PONDVIEW, CARMEL, IN 46032-8253
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021049011
DateJul 6, 2021
Instrument2021049011
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON IN
Property Address1511 PONDVIEW, CARMEL, IN 46032-8253
Document Number0000012694
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1511 PONDVIEW CARMEL IN 460328253, CARMEL, IN 46032-8253

Mortgage

Document Number0000012694
DateMar 10, 2020
Instrument12694
Lender
NameNATIONAL BK/INDIANAPOLIS
TypeBank
AddressINDIANAPOLIS, IN 46204
Agreement
AmountAmount Recorded
Term120 Months
DueMar 9, 2030

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON IN
Property Address1511 PONDVIEW, CARMEL, IN 46032-8253
Document Number0000060748
Instrument DateDec 18, 2018
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1511 PONDVIEW CARMEL IN 460328253, CARMEL, IN 46032-8253

Mortgage

Document Number0000060748
DateDec 31, 2018
Instrument60748
Lender
NameNATIONAL BK/INDIANAPOLIS
TypeBank
AddressINDIANAPOLIS, IN 46204
Agreement
AmountAmount Recorded
Term120 Months
DueDec 30, 2028

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1511 PONDVIEW, CARMEL, IN 46032-8253
Document Number0000032177
Instrument DateJun 23, 2017
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1511 PONDVIEW CARMEL IN 460328253, CARMEL, IN 46032-8253

Mortgage

Document Number0000032177
DateJul 7, 2017
Instrument32177
Lender
NameNATIONAL BK/INDIANAPOLIS
TypeBank
AddressINDIANAPOLIS, IN 46204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 6, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$614,000 (+5.26%) Land $146,600 Building $467,400$614,000 (+5.26%) Land $146,600 Building $467,400
2024$6,700.00 (+15.22%)$583,300 (+10.31%) Land $146,600 Building $436,700$583,300 (+10.31%) Land $146,600 Building $436,700
2023$5,815.00 (+9.92%) Homeowner's exemption$528,800 (+15.43%) Land $92,100 Building $436,700$528,800 (+15.43%) Land $92,100 Building $436,700
2022$5,290.00 Homeowner's exemption$458,100 Land $92,100 Building $366,000$458,100 Land $92,100 Building $366,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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