Hamilton County property record for 1497 Pondview, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,940 sqft · built 1992 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,168 (2024) |
| Deeds & Mortgages | Oct 2017 Mortgage Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-106-025.000-018 |
| Primary APN | 29-09-23-106-025.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| 2nd Floor Area | 1,044 sqft |
| Attic | Attic |
| Attic Area | 247 sqft |
| Basement Area | 925 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 144 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 699 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709230106025000 |
|---|---|
| Street Address | 1497 PONDVIEW |
| City | CARMEL |
| State | IN |
| Zip | 46032-8251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .48, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL PONDS, SECTION 4, LOT 166 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | SPRINGMILL PONDS |
| Legal Block | 4 |
| Legal Lot Number | 166 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 110906 |
1497 Pondview is owned and occupied by an individual who acquired it in May 2020.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1497 PONDVIEW, CARMEL, IN 46032-8251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK |
| Nov 3, 2021 | Transfer on Death Deed, Transfer |
| May 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2020 |
| Deed Sale | May 29, 2020 |
| Prior Sale | Mar 1, 2012 |
| Deed Document Number | 2020032232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1497 PONDVIEW, CARMEL, IN 46032-8251 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017053510 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 2017053510 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CARMEL, IN 46032 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 3, 2021 |
| Property Address | 1497 PONDVIEW, CARMEL, IN 46032-8251 |
| Document Number | 0000079634 |
| Map Reference | CAB1SL184DOC91-23102 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021079634 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 1497 PONDVIEW, CARMEL, IN 46032-8251 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 29, 2020 |
| Property Address | 1497 PONDVIEW, CARMEL, IN 46032-8251 |
| Document Number | 2020032232 |
| Map Reference | CAB1SL184DOC91-23102 |
| Instrument Date | May 29, 2020 |
| Instrument | 2020032232 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | NEAR NORTH TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1497 PONDVIEW, CARMEL, IN 46032-8251 |
| Document Number | 2020032233 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020032233 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $563,800 (+4.99%) Land $157,500 Building $406,300 | $563,800 (+4.99%) Land $157,500 Building $406,300 | |
| 2024 | $6,168.00 (+18.46%) | $537,000 (+12.23%) Land $157,500 Building $379,500 | $537,000 (+12.23%) Land $157,500 Building $379,500 |
| 2023 | $5,207.00 (+8.28%) Homeowner's exemption | $478,500 (+14.72%) Land $99,000 Building $379,500 | $478,500 (+14.72%) Land $99,000 Building $379,500 |
| 2022 | $4,809.00 Homeowner's exemption | $417,100 Land $99,000 Building $318,100 | $417,100 Land $99,000 Building $318,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1497 Pondview in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1497 Pondview is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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