1498 Pondview, Carmel, IN 46032 Property Records

Hamilton County property record for 1498 Pondview, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,279 sqft · built 1995
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (Dec 2025)
Tax Bill$5,810 (2024)
Deeds & MortgagesMar 2025 Line of Credit
Dec 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-09-23-106-023.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-106-023.000-018
Alternative APN
  • 1709230106023000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,279 sqft Living Area
1st Floor Area1,269 sqft
2nd Floor Area1,460 sqft
AtticAttic
Attic Area253 sqft
Basement Area900 sqft
Finished Basement400 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions194 ft deep x 55 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1709230106023000
Street Address1498 PONDVIEW
CityCARMEL
StateIN
Zip46032-8251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .43, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL PONDS, SECTION 4, LOT 164
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionSPRINGMILL PONDS SECTION IV
Legal Block4
Legal Lot Number164
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3006
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1498 PONDVIEW, CARMEL, IN 46032-8251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2025Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Dec 22, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Dec 9, 2025Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 10, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST AMERICAN BANK
Dec 23, 2019Warranty Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2025 · Amount on Record
Deed SaleDec 9, 2025 · Amount on Record
Prior SaleMay 10, 2024 · Amount on Record
Deed Document Number2025053253
Record UpdatedJun 8, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1498 PONDVIEW, CARMEL, IN 46032-8251
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011430
DateMar 27, 2025
Instrument2025011430
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 1, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1498 PONDVIEW, CARMEL, IN 46032-8251
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1498 PONDVIEW, CARMEL, IN 46032-8251

Mortgage

Document Number0000091254
DateDec 22, 2021
Instrument2021091254
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 9, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 9, 2025
Property Address1498 PONDVIEW, CARMEL, IN 46032-8251
Document Number0000053253
Map ReferenceDOC 9123102
Instrument DateDec 5, 2025
Instrument2025053253
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14350 MUNDY DR800

Transferred To (Grantee/Buyer)

NameVerified Name
Address1498 PONDVIEW, CARMEL, IN 46032-8251

Mortgage

Document Number0000053254
DateDec 9, 2025
Instrument2025053254
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 10, 2024
Property Address1498 PONDVIEW, CARMEL, IN 46032-8251
Document Number0000016238
Map ReferenceDOC 9123102
Instrument DateMay 3, 2024
Instrument2024016238
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1498 PONDVIEW, CARMEL, IN 46032-8251

Mortgage

Document Number0000016239
DateMay 10, 2024
Instrument2024016239
Lender
NameFIRST AMERICAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 23, 2019
Property Address1498 PONDVIEW, CARMEL, IN 46032-8251
Document Number2019065486
Map ReferenceDOC 9123102
Instrument DateDec 20, 2019
Instrument2019065486
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyMERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1498 PONDVIEW, CARMEL, IN 46032-8251

Mortgage

Document Number2019065487
DateDec 23, 2019
Instrument2019065487
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$532,900 (+4.86%) Land $117,300 Building $415,600$532,900 (+4.86%) Land $117,300 Building $415,600
2024$5,810.00 (+15.3%)$508,200 (+9.38%) Land $117,300 Building $390,900$508,200 (+9.38%) Land $117,300 Building $390,900
2023$5,039.00 (+11.09%) Homeowner's exemption$464,600 (+18.25%) Land $73,700 Building $390,900$464,600 (+18.25%) Land $73,700 Building $390,900
2022$4,536.00 Homeowner's exemption$392,900 Land $73,700 Building $319,200$392,900 Land $73,700 Building $319,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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