151 Windstone Dr, Fletcher, NC 28732 Property Records

Henderson County property record for 151 Windstone Dr, Fletcher, NC 28732

Property Summary

Property Type	Townhouse
Details	3 ba · 2,072 sqft · built 2015
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Company Names on Record
Last Sale	$545,000 (May 2023)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9663528997`

Property Details

APN / Parcel Number

Primary APN	`9663528997`
Alternative APN	`1015779`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,072 sqft Heated Area
1st Floor Area	1,594 sqft
Upper Floors Area	478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	2,178 sqft (0.05 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	175 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1015779
Street Address	151 WINDSTONE DR
City	FLETCHER
State	NC
Zip	28732-0015
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	1015779~R-
Legal Description	VILLAGE AT WINDSTONE LO157 PL2013-9096
Legal Subdivision	VILLAGE WINDSTONE
Legal Block	52
Legal Lot Number	8997
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3035
Census Tract	930502

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	151 WINDSTONE DR, FLETCHER, NC 28732-0015
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
May 25, 2023	Warranty Deed, Transfer
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jan 29, 2018	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE
Apr 21, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	2023998397
Deed Book / Page	4048 / 316
Last Transfer Date	Apr 30, 2025
Transfer Doc	0001030277
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	151 WINDSTONE DR, FLETCHER, NC 28732-0015
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 WINDSTONE DR, FLETCHER, NC 28732-0015

Mortgage

Document Number	0041220331
Date	Jan 3, 2024
Book Page	4122/331
Instrument	1001008632

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 25, 2023
Property Address	151 WINDSTONE DR, FLETCHER, NC 28732-0015
Document Number	0040480316
Book / Page	4048 / 316
Map Reference	SL 8872
Instrument Date	May 24, 2023
Instrument	1000998397
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Tax	$1,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 WINDSTONE DR, FLETCHER, NC 28732-0229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 WINDSTONE DR, FLETCHER, NC 28732-0015

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	151 WINDSTONE DR, FLETCHER, NC 28732-0015
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039930276
Date	Dec 7, 2022
Book Page	3993/276
Instrument	990698

Lender

Name	UNITED FCU
Type	Credit Union
Address	VILLANOVA, PA 19085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	151 WINDSTONE DR, FLETCHER, NC 28732-0015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031570503
Date	Jan 29, 2018
Book Page	3157/503

Lender

Name	SUN WEST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 21, 2017
Property Address	151 WINDSTONE DR, FLETCHER, NC 28732-0015
Document Number	0030430535
Book / Page	003043 / 000535
Instrument Date	Apr 17, 2017
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	151 WINDSTONE DR FLETCHER NC 28732, FLETCHER, NC 28732

Mortgage

Document Number	30430538
Date	Apr 21, 2017
Book Page	003043/000538

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,300 (-) Land $100,000 Building $411,300
2025	$2,203.00
2023		$511,300 Land $100,000 Building $411,300	$511,300 Land $100,000 Building $411,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	12 (2018–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

Nearby Properties on Windstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures