146 Windstone Dr, Fletcher, NC 28732 Property Records

Henderson County property record for 146 Windstone Dr, Fletcher, NC 28732

Property Summary

Property TypeTownhouse
Details2 ba · 1,992 sqft · built 2008
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$424,500 (Mar 2020)
Tax Bill$2,149 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9663528806

Property Details

APN / Parcel Number

Primary APN9663528806
Alternative APN
  • 1010521

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,992 sqft Heated Area
1st Floor Area1,992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2014
Architectural StyleTownhouse
Exterior MaterialWood Siding
Foundation TypeRaised
Lot Area2,614 sqft (0.06 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1010521
Street Address146 WINDSTONE DR
CityFLETCHER
StateNC
Zip28732-0015
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code1010521~R-
Legal DescriptionVILLAGE AT WINDSTONE PL2008-7338 UN146
Legal SubdivisionVILLAGE WINDSTONE
Legal Block52
Legal Lot Number8806
JurisdictionHENDERSON NC
Township / Civil DivisionHOOPERS CREEK
Census Block Group3
Census Block3031
Census Tract930502

Owner

146 Windstone Dr, a townhouse, is owned and occupied by two individuals who bought it in March 2020.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address146 WINDSTONE DR, FLETCHER, NC 28732-0015
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2020 · Amount on File
Deed SaleMar 6, 2020 · Amount on File
Prior SaleJun 3, 2009 · Amount on File
Deed Document Number2020920992
Deed Book / Page3460 / 179
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMar 6, 2020
Property Address146 WINDSTONE DR, FLETCHER, NC 28732-0015
Document Number0034600179
Book / Page3460 / 179
Map ReferenceSL 7338
Instrument DateMar 4, 2020
Instrument920992
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$849.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 STILLS CREEK LOOP, 21, FAIRVIEW, NC 28730-0135

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 WINDSTONE DR, FLETCHER, NC 28732-0015

Mortgage

Document Number920993
DateMar 6, 2020
Instrument920993
Lender
NameHOMETRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 146 Windstone Dr was $2,149.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFletcher Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$498,700 Land $100,000 Building $398,700
2025$2,149.00
2023$498,700 Land $100,000 Building $398,700$498,700 Land $100,000 Building $398,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Windstone Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims12 (2018–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Windstone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Spectrum.

Nearby Properties on Windstone Dr

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