139 Windstone Dr, Fletcher, NC 28732 Property Records

Henderson County property record for 139 Windstone Dr, Fletcher, NC 28732

Property Summary

Property Type	Townhouse
Details	3 ba · 2,188 sqft · built 2015
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$556,000 (Jul 2023)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9663528949`

Property Details

APN / Parcel Number

Primary APN	`9663528949`
Alternative APN	`1015778`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,188 sqft Heated Area
1st Floor Area	1,594 sqft
Upper Floors Area	478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	2,178 sqft (0.05 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	175 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1015778
Street Address	139 WINDSTONE DR
City	FLETCHER
State	NC
Zip	28732-0015
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	1015778~R-
Legal Description	VILLAGE AT WINDSTONE LO139 PL2013-8872
Legal Subdivision	VILLAGE WINDSTONE
Legal Block	52
Legal Lot Number	8949
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3035
Census Tract	930502

Owner

139 Windstone Dr, a townhouse, is owned and occupied by two individuals who bought it in July 2023.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	139 WINDSTONE DR, FLETCHER, NC 28732-0015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 14, 2023	Warranty Deed, Transfer
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Nov 29, 2021 · Amount on File
Deed Document Number	20231000722
Deed Book / Page	4065 / 351
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	139 WINDSTONE DR, FLETCHER, NC 28732-0015
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WINDSTONE DR, FLETCHER, NC 28732-0015

Mortgage

Document Number	0040370422
Date	Apr 27, 2023
Book Page	4037/422
Instrument	1000996921

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 14, 2023
Property Address	139 WINDSTONE DR, FLETCHER, NC 28732-0015
Document Number	0040650351
Book / Page	4065 / 351
Map Reference	PL 8872 SL 9096
Instrument Date	Jul 13, 2023
Instrument	1001000722
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Tax	$1,112.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 FAIRWAY FALLS RD, MILLS RIVER, NC 28759-2660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WINDSTONE DR, FLETCHER, NC 28732-0015

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 29, 2021
Property Address	139 WINDSTONE DR, FLETCHER, NC 28732-0015
Document Number	0038260622
Book / Page	3826 / 622
Map Reference	SL 8872&9096
Instrument Date	Nov 29, 2021
Instrument	968234
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,021.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3331 REDSTONE RD, JOHNSON CITY, TN 37604-2167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WINDSTONE DR, FLETCHER, NC 28732-0015

Mortgage

Document Number	0000968235
Date	Nov 29, 2021
Instrument	968235

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 139 Windstone Dr was $2,317.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,800 Land $100,000 Building $437,800
2025	$2,317.00
2023		$537,800 Land $100,000 Building $437,800	$537,800 Land $100,000 Building $437,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Windstone Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	12 (2018–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Windstone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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