151 W Prospect St, Jackson, MI 49203 Property Records

Jackson County property record for 151 W Prospect St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 965 sqft · built 1930
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Jun 2021)
Tax Bill	$751 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`4-162700000`

Property Details

APN / Parcel Number

Primary APN	`4-162700000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	965 sqft Living Area
1st Floor Area	947 sqft
Basement Area	875 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	151 W PROSPECT ST
City	JACKSON
State	MI
Zip	49203-4278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2 BLK 3 THE HARMON ADD
Legal Subdivision	THE HARMON ADD
Legal Block	3
Legal Lot Number	2
Legal Unit	2
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2013
Census Tract	1300

Owner

Source: Jackson County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 W PROSPECT ST, JACKSON, MI 49203-4278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN 1 CU
Jun 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Jul 21, 2015 · Amount on Record
Deed Document Number	20212885771
Deed Book / Page	2189 / 881
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	151 W PROSPECT ST, JACKSON, MI 49203-4278
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002995547
Date	Dec 10, 2025
Book Page	2274/154
Instrument	2995547

Lender

Name	AMERICAN 1 CU
Type	Credit Union
Address	JACKSON, MI 49201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jun 8, 2021
Property Address	151 W PROSPECT ST, JACKSON, MI 49203-4278
Document Number	0002885771
Book / Page	2189 / 881
Map Reference	LB 4 PG 22
Instrument Date	Apr 29, 2021
Instrument	2885771
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 COLLIER RD, LEWISBURG, TN 37091-5224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 W PROSPECT ST, JACKSON, MI 49203-4278

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,800 (+15.48%)	$71,600 (+15.48%)
2025	$751.00 (-16.74%)	$31,000 (+27.57%)	$62,000 (+27.57%)
2024	$902.00 (+9.07%)
2023		$24,300	$48,600
2022	$827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on W Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures