143 W Prospect St, Jackson, MI 49203 Property Records

Jackson County property record for 143 W Prospect St, Jackson, MI 49203

Property Summary

Property TypeMedical Building
Details1,332 sqft · built 1940
Lot Size0.118 acres (5,140 sqft)
OwnerIndividual Name on File
Tax Bill$2,070 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN4-165400000

Property Details

APN / Parcel Number

Primary APN4-165400000

Interior

Stories1 Story
Building Area1,332 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Fire ResistanceWood or Wood & Steel Frame
Lot Area5,140 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address143 W PROSPECT ST
CityJACKSON
StateMI
Zip49203-4233
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Local Zoning CodeC-2
Legal DescriptionLOT 15 EX E 10 FT BLK 4 HARMON'S ADD
Legal SubdivisionHARMONS ADD
Legal Block4
Legal Lot Number15
Legal Unit15
JurisdictionJACKSON MI
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2012
Census Tract1300

Owner

143 W Prospect St, a commercial property, is owned by an individual.

Source: Jackson County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address975 HAVEN RD, ALBION, MI 49224-9768
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address143 W PROSPECT ST, JACKSON, MI 49203-4233
Transaction TypeMortgage
Record UpdatedMay 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 HAVEN RD, ALBION, MI 49224-9768

Mortgage

Document Number0002917270
DateJun 14, 2022
Book Page2213/1180
Instrument2917270
Lender
NameJEFFREY L MERRILD
TypePrivate Party
AddressPO BOX 95, ALBION, MI 49224
Agreement
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate6%

Tax Assessment & Valuation

The 2025 property tax bill for 143 W Prospect St was $2,070, down 19.3% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,800 (+4.28%)$199,600 (+4.28%)
2025$2,070.00 (-19.3%)$95,700$191,400
2024$2,565.00
2023$60,400$120,800
2022$2,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 W Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 W Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

Nearby Properties on W Prospect St

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