150 W Prospect St, Jackson, MI 49203 Property Records

Jackson County property record for 150 W Prospect St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,481 sqft · built 1945
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$6,800 (Aug 2012)
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-168800000`

Property Details

APN / Parcel Number

Primary APN	`4-168800000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,481 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	150 W PROSPECT ST
City	JACKSON
State	MI
Zip	49203-4279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1689 LOTS 22 & 23 BLK 6 HARMON'S ADD
Legal Subdivision	HARMONS ADD
Legal Block	6
Legal Lot Number	22-23
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2009
Census Tract	1300

Owner

150 W Prospect St is owned and occupied by an individual who bought it in August 2012.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	150 W PROSPECT ST, JACKSON, MI 49203-4279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2012 · Amount on File
Deed Sale	Aug 20, 2012 · Amount on File
Deed Document Number	20122628312
Deed Book / Page	1991 / 824
Prior Transfer Date	Aug 15, 2012
Prior Transfer Doc	0002628312
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 16, 2024
Property Address	150 W PROSPECT ST, JACKSON, MI 49203-4279
Document Number	0002951454
Book / Page	2240 / 263
Map Reference	LB 4 PG 22
Instrument Date	Jan 3, 2024
Instrument	2951454
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 616, JACKSON, MI 49204-0616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E NORTH ST, ALBION, MI 49224-1148

Mortgage

Document Number	0002951455
Date	Jan 16, 2024
Instrument	2951455

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0002951456
Date	Jan 16, 2024
Book Page	2240/265
Instrument	2951456

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 150 W Prospect St was $2,246 with a homeowner's exemption, up 45.1% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,500 (+13.22%)	$125,000 (+13.22%)
2025	$2,246.00 (+45.09%)	$55,200	$110,400
2024	$1,548.00
2023		$40,400	$80,800
2022	$1,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 W Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 W Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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