Burke County property record for 151 Stephens Rd, Morganton, NC 28655 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,005 sqft Living Area |
| Lot Size | 37,026 sqft (0.85 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2022) |
| Tax Bill | $1,264.00 (2025) |
| Primary APN | 1784812028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 2,005 sqft Living Area |
| Gross Area | 2,869 sqft Gross Area |
| 1st Floor | 1,500 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 37,026 sqft (0.85 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Patio Area | 48 sqft Patio |
| Porch | Porch |
| Topography | Rolling Topography |
| Lean-To | 108 sqft Lean-To |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Oil Heating Fuel |
| Old Parcel Number | 1784812028 |
|---|---|
| Street Address | 151 STEPHENS RD |
| City | MORGANTON |
| State | NC |
| Zip | 28655-9012 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 151 STEPHENS RD MORGANTON, NC 28655 |
| Legal Subdivision | ERNEST DRURY PROP |
| Jurisdiction | BURKE NC |
| Minor Civil Division | QUAKER MEADOWS |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 20202 |
Source: Burke County records · APN 1784812028
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 STEPHENS RD, MORGANTON, NC 28655-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 03, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Prior Sale | Sep 03, 2019 · Amount on Record |
| Deed Doc Number | 0002653835 |
| Deed Book / Page | 2653 / 835 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 28, 2022 |
| Property Address | 151 STEPHENS RD, MORGANTON, NC 28655-9012 |
| Document Number | 0026530835 |
| Book / Page | 2653 / 835 |
| Map Reference | MB 2 PG 60 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2021027348 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5329 LAUREL HAVEN AVE, MORGANTON, NC 28655-6289 |
| Name | Verified Name |
|---|---|
| Address | 151 STEPHENS RD, MORGANTON, NC 28655-9012 |
| Document Number | 2021027349 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2021027349 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2027 |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year CMT |
| Max Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 03, 2019 |
| Property Address | 151 STEPHENS RD, MORGANTON, NC 28655-9012 |
| Document Number | 0024220001 |
| Book / Page | 2422 / 0001 |
| Map Reference | MB 2 PG 60 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 2017031729 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 162 WA HARRIS RD, 162, MORGANTON, NC 28655-7021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 895, CONNELLY SPRINGS, NC 28612-0895 |
| Document Number | 2017031730 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 2017031730 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,264.00 (-0.39%) | $184,649 (-) Land $19,044 Building $165,605 | $184,649 (-) Land $19,044 Building $165,605 |
| 2023 | $1,269.00 | $184,649 Land $19,044 Building $165,605 | $184,649 Land $19,044 Building $165,605 |
151 Stephens Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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