158 Stephens Rd, Morganton, NC 28655 Property Records

Burke County property record for 158 Stephens Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 898 sqft · built 1959
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$685 (2026)
Deeds & Mortgages	Aug 2026 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1784708957`

Property Details

APN / Parcel Number

Primary APN	`1784708957`
Alternative APN	`27075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	898 sqft Living Area
1st Floor Area	898 sqft
Basement Area	898 sqft
Unfinished Basement	898 sqft
Flooring	Carpet

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	Block
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	158 STEPHENS RD
City	MORGANTON
State	NC
Zip	28655-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	158 STEPHENS RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 STEPHENS RD, MORGANTON, NC 28655-9012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Dec 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 3, 2026
Transfer Doc	0026007216
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 3, 2026
Property Address	158 STEPHENS RD, MORGANTON, NC 28655-9012
Document Number	0026007216
Book / Page	2888 / 156
Instrument Date	Aug 3, 2026
Instrument	202626007216
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 STEPHENS RD, MORGANTON, NC 28655-9012

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	158 STEPHENS RD, MORGANTON, NC 28655-9012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023690518
Date	Oct 4, 2018
Book Page	2369/0518
Instrument	2017020647

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2033

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 13, 2017
Property Address	158 STEPHENS RD, MORGANTON, NC 28655-9012
Document Number	0023240974
Book / Page	002324 / 000974
Instrument Date	Dec 12, 2017
Instrument	11149
Transaction Type	Transfer
Record Updated	Jan 5, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	158 STEPHENS RD MORGANTON NC 286559012, MORGANTON, NC 28655-9012

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$685.00 (+0.74%)	$92,671 (-) Land $27,944 Building $64,727	$92,671 (-) Land $27,944 Building $64,727
2025	$680.00 (-0.15%)	$92,671 (-) Land $27,944 Building $64,727	$92,671 (-) Land $27,944 Building $64,727
2023	$681.00	$92,671 Land $27,944 Building $64,727	$92,671 Land $27,944 Building $64,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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