146 Stephens Rd, Morganton, NC 28655 Property Records

Burke County property record for 146 Stephens Rd, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1992
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Oct 1998)
Tax Bill	$1,413 (2025)
Flood Zone	Zone X (minimal risk)
APN	`1784810514`

Property Details

APN / Parcel Number

Primary APN	`1784810514`
Alternative APN	`16133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	3,246 sqft
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	70,567 sqft (1.62 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	234 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1784810514
Street Address	146 STEPHENS RD
City	MORGANTON
State	NC
Zip	28655-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	146 STEPHENS RD MORGANTON, NC 28655
Legal Subdivision	LEMUEL STEPHENS ESTATE
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20202

Owner

Source: Burke County records · APN 1784810514

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	146 STEPHENS RD, MORGANTON, NC 28655-9012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 1998 · Amount on Record
Deed Sale	Oct 27, 1998 · Amount on Record
Deed Document Number	0009111517
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00 (-0.42%)	$206,932 (-) Land $25,580 Building $181,352	$206,932 (-) Land $25,580 Building $181,352
2023	$1,419.00	$206,932 Land $25,580 Building $181,352	$206,932 Land $25,580 Building $181,352

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 3 of 9 on primary residences
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 10 claims Tropical Storm Frances (Sep 2004), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.