151 Palm Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 151 Palm Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,127 sqft · built 1944
Lot Size	0.196 acres (8,525 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Jul 2017)
Tax Bill	$755 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-674000-000401`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-674000-000401`
Alternative APNs	`062926674000000401` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,127 sqft Living Area
Gross Area	1,087 sqft
1st Floor Area	1,087 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,525 sqft (0.196 acres)
Lot Dimensions	130 ft deep x 59 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	2,005 sqft
Carport	Carport
Carport Area	2,005 sqft

Exterior Amenities

Pool Area	467 sqft
Pool House	Pool House
Porch	Finished/Open Porch
Porch Area	168 sqft

Location & Zoning

Street Address	151 PALM DR
City	WINTER HAVEN
State	FL
Zip	33880-5336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE SHIPP HEIGHTS UNIT 2 PB 33 PG 28 LOT 40
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE SHIPP HEIGHTS UNIT 02
Legal Tract	674000
Legal Block	1
Legal Lot Number	40
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1043
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 PALM DR, WINTER HAVEN, FL 33880-5336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 25, 2017	Warranty Deed, Transfer · VA Mortgage GSF MTG
Apr 5, 2017	Warranty Deed, Transfer PARAMOUNT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	2017141203
Deed Book / Page	10214 / 2
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	0090080511
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	151 PALM DR, WINTER HAVEN, FL 33880-5336
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 PALM DR, WINTER HAVEN, FL 33880-5336

Mortgage

Document Number	0000273199
Date	Oct 20, 2021
Book Page	11944/1879
Instrument	2021273199

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 25, 2017
Property Address	151 PALM DR, WINTER HAVEN, FL 33880-5336
Document Number	0102140002
Book / Page	010214 / 000002
Instrument Date	Jul 24, 2017
Instrument	141203
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$826.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 PALM DR WINTER HAVEN FL 338805336, WINTER HAVEN, FL 33880-5336

Mortgage

Document Number	102140003
Date	Jul 25, 2017
Book Page	010214/000003
Instrument	141204

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 5, 2017
Property Address	151 PALM DR, WINTER HAVEN, FL 33880-5336
Document Number	0101101622
Book / Page	010110 / 001622
Instrument Date	Mar 28, 2017
Instrument	64923
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Tax	$364.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CASARENA CT WINTER HAVEN FL 338813820, WINTER HAVEN, FL 33881-3820

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,099 (+2.7%)	$200,549 (+3.68%) Land $13,500 Building $187,049
2025	$755.00 (-44.65%) Homeowner's exemption	$97,467 (+5.99%)	$193,424 (+3.2%) Land $13,500 Building $179,924
2024	$1,364.00 (+13.76%)
2023	$1,199.00 (+5.55%) Homeowner's exemption	$91,961 (+3%)	$187,428 (+17.98%) Land $13,000 Building $174,428
2022	$1,136.00 Homeowner's exemption	$89,283	$158,866 Land $11,000 Building $147,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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