154 Palm Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 154 Palm Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,420 sqft · built 1949
Lot Size	0.182 acres (7,945 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (Apr 2021)
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Apr 2021 Sale Dec 2018 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-674000-000200`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-674000-000200`
Alternative APNs	`062926674000000200` `62926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	976 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,945 sqft (0.182 acres)
Lot Dimensions	122 ft deep x 65 ft wide
View / Lot	Commercial/Industrial

Exterior Amenities

Porch	Florida Room
Porch Area	474 sqft
Shed	1 Shed
Utility Building	18 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	154 PALM DR
City	WINTER HAVEN
State	FL
Zip	33880-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE SHIPP HEIGHTS UNIT 2 PB 33 PG 28 LOT 20
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE SHIPP HEIGHTS UNIT 02
Legal Tract	674000
Legal Block	1
Legal Lot Number	20
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1047
Census Tract	14701

Owner

154 Palm Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	154 PALM DR, WINTER HAVEN, FL 33880-5335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC
Dec 6, 2018	Grant Deed, Transfer · FHA Mortgage FEDERAL SVGS BK
Dec 6, 2018	Quit Claim Deed, Transfer HOME SOLUTION TITLE INC
Nov 14, 2018	Quit Claim Deed, Transfer HOME SOLUTION TITLE INC
May 1, 2018	Warranty Deed, Transfer ASHTON HEIGHTS LLC
Feb 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Dec 6, 2018 · Amount on File
Deed Document Number	2021103593
Deed Book / Page	11681 / 1551
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000252875
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 22, 2021
Property Address	154 PALM DR, WINTER HAVEN, FL 33880-5335
Document Number	0000103593
Book / Page	11681 / 1551
Map Reference	MB 33 PG 28
Instrument Date	Apr 16, 2021
Instrument	2021103593
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3440 LAS VEGAS BLVD N, 3440, LAS VEGAS, NV 89115-0599

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	154 PALM DR, WINTER HAVEN, FL 33880-5335

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 6, 2018
Property Address	154 PALM DR, WINTER HAVEN, FL 33880-5335
Document Number	0106891795
Book / Page	010689 / 001795
Instrument Date	Nov 29, 2018
Instrument	252876
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PALM DR WINTER HAVEN FL 338805335, WINTER HAVEN, FL 33880-5335

Mortgage

Document Number	106891796
Date	Dec 6, 2018
Book Page	010689/001796
Instrument	252877

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2048

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Dec 6, 2018
Property Address	154 PALM DR, WINTER HAVEN, FL 33880-5335
Document Number	0106891794
Book / Page	010689 / 001794
Instrument Date	Nov 15, 2018
Instrument	252875
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5232 SLIGH RD LAKELAND FL 338133066, LAKELAND, FL 33813-3066

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Nov 14, 2018
Property Address	154 PALM DR, WINTER HAVEN, FL 33880-5335
Document Number	0106701107
Book / Page	010670 / 001107
Instrument Date	Oct 29, 2018
Instrument	238572
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5232 SLIGH RD LAKELAND FL 338133066, LAKELAND, FL 33813-3066

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 1, 2018
Property Address	154 PALM DR, WINTER HAVEN, FL 33880-5335
Document Number	0104700316
Book / Page	010470 / 000316
Instrument Date	Mar 27, 2018
Instrument	92286
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5232 SLIGH RD LAKELAND FL 338133066, LAKELAND, FL 33813-3066

Mortgage

Document Number	104700321
Date	May 1, 2018
Book Page	010470/000321
Instrument	92287

Lender

Name	ASHTON HEIGHTS LLC
Address	5232 SLIGH RD, LAKELAND, FL 33813-3066

Agreement

Amount	Amount on Record

Interest

Rate	10%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Feb 21, 2018
Property Address	154 PALM DR, WINTER HAVEN, FL 33880-5335
Document Number	0104021555
Book / Page	010402 / 001555
Instrument Date	Feb 16, 2018
Instrument	39138
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$19.44
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1420 CELEBRATION BLVD #200 CELEBRATION FL 347475162, 200, CELEBRATION, FL 34747-5162

Tax Assessment & Valuation

The 2025 property tax bill for 154 Palm Dr was $2,000 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,008 (-1.77%) Land $13,500 Building $174,508	$188,008 (-1.77%) Land $13,500 Building $174,508
2025	$2,000.00 Homeowner's exemption	$191,402 Land $13,500 Building $177,902	$191,402 Land $13,500 Building $177,902
2023	$2,712.00 (+14.14%)	$179,380 (+28.21%) Land $13,000 Building $166,380	$179,380 (+28.21%) Land $13,000 Building $166,380
2022	$2,376.00	$139,910 Land $11,000 Building $128,910	$139,910 Land $11,000 Building $128,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Palm Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Palm Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Palm Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures