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148 Palm Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 148 Palm Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1949
Lot Size0.208 acres (9,047 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Oct 2022)
Tax Bill$1,355 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Apr 2022 Sale
Flood ZoneZone X (minimal risk)
APN26-29-06-674000-000230

Property Details

APN / Parcel Number

Primary APN26-29-06-674000-000230
Alternative APNs
  • 062926674000000230
  • 62926000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area9,047 sqft (0.208 acres)
Lot Dimensions139 ft deep x 65 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area106 sqft
Shed1 Shed
Utility Building24 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address148 PALM DR
CityWINTER HAVEN
StateFL
Zip33880-5335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKE SHIPP HEIGHTS UNIT 2 PB 33 PG 28 LOT 23
Legal Range26E
Legal Township29S
Legal Section06
Legal SubdivisionLAKE SHIPP HEIGHTS UNIT 02
Legal Tract674000
Legal Block1
Legal Lot Number23
Legal Unit2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1047
Census Tract14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address148 PALM DR, WINTER HAVEN, FL 33880-5335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 25, 2022Warranty Deed, Transfer
PROFESSIONAL TITLE LA INC, PROFESSIONAL TITLE SLN INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2022 · Amount on Record
Deed SaleOct 19, 2022 · Amount on Record
Prior SaleApr 25, 2022 · Amount on Record
Deed Document Number2022275837
Deed Book / Page12454 / 736
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 19, 2022
Property Address148 PALM DR, WINTER HAVEN, FL 33880-5335
Document Number0000275837
Book / Page12454 / 736
Map ReferenceMB 33 PG 28
Instrument DateOct 13, 2022
Instrument2022275837
Transaction TypeTransfer
Record UpdatedNov 2, 2022
Title CompanyPROFESSIONAL TITLE LA INC, PROFESSIONAL TITLE SLN INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1641 2ND AVE N, 1641, SAINT PETERSBURG, FL 33713-8939

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 PALM DR, WINTER HAVEN, FL 33880-5335

Mortgage

Document Number0012454739
DateOct 19, 2022
Instrument12454/739
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 25, 2022
Property Address148 PALM DR, WINTER HAVEN, FL 33880-5335
Document Number0000111108
Book / Page12223 / 515
Map ReferenceMB 33 PG 28
Instrument DateApr 19, 2022
Instrument2022111108
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyPROFESSIONAL TITLE LA INC, PROFESSIONAL TITLE SLN INC

Transaction

AmountAmount Recorded
Tax$735.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address824 LAKE ELBERT CT, 824, WINTER HAVEN, FL 33881-4361

Transferred To (Grantee/Buyer)

NameVerified Name
Address1641 2ND AVE N, SAINT PETERSBURG, FL 33713-8939

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,685 (-1.43%) Land $13,500 Building $127,185$140,685 (-1.43%) Land $13,500 Building $127,185
2025$1,355.00 (-26%) Homeowner's exemption$142,722 (+3.67%) Land $13,500 Building $129,222$142,722 (+3.67%) Land $13,500 Building $129,222
2023$1,831.00 (+20.07%) Homeowner's exemption$137,671 (+33.62%) Land $13,000 Building $124,671$137,671 (+33.62%) Land $13,000 Building $124,671
2022$1,525.00$103,030 Land $11,000 Building $92,030$103,030 Land $11,000 Building $92,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims13 (1994–2022)
Claims Outside the SFHA7 of 13
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier.

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