151 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 151 N Spring St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1934
Square Footage3,006 sqft Gross Area
Lot Size8,276 sqft (0.19 acres)
Last Sale$240,000 (2017)
Tax Bill$7,220.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-13-151-006

Interior

Building Area3,006 sqft Gross Area

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Lot Area8,276 sqft (0.19 acres)
Depth X Width66 ft x 126 ft Depth x Width

Location & Zoning

Street Address151 N SPRING ST
CityELGIN
StateIL
Zip60120-5541
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionS N DEXTERS ADDN LOT 1 BLOCK 4
Legal SubdivisionS N DEXTERS ADDN
Legal Block4
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2004
Census Tract854600

Owner

Source: Kane County records · APN 06-13-151-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address151 N SPRING ST, ELGIN, IL 60120-5541
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Commercial Mortgage
SMALL BUSINESS GROWTH CORPORATION
Feb 07, 2023Deed of Trust, Mortgage · Commercial Mortgage
BLACKHAWK BANK
Feb 07, 2023Deed of Trust, Mortgage · Commercial Mortgage
BLACKHAWK BANK
Nov 10, 2021Deed of Trust, Mortgage · Building or Construction Mortgage
BLACKHAWK BANK
Nov 10, 2021Deed of Trust, Mortgage · Building or Construction Mortgage
BLACKHAWK BANK
Jun 29, 2017Warranty Deed, Transfer · Line of Credit
ST CHARLES BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2017 · Amount on Record
Deed SaleJun 29, 2017 · Amount on Record
Deed Doc Number201733406
Record RefreshedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address151 N SPRING ST, ELGIN, IL 60120-5541
Transaction TypeMortgage
Record UpdatedMar 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005502
DateFeb 23, 2023
Instrument2023K005502
Lender
NameSMALL BUSINESS GROWTH CORPORATION
TypeNon-Lending Institution
AddressSPRINGFIELD, IL 62704
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 22, 2043

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address151 N SPRING ST, ELGIN, IL 60120-5541
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003946
DateFeb 07, 2023
Instrument2023K003946
Lender
NameBLACKHAWK BANK
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address151 N SPRING ST, ELGIN, IL 60120-5541
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003950
DateFeb 07, 2023
Instrument2023K003950
Lender
NameBLACKHAWK BANK
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address151 N SPRING ST, ELGIN, IL 60120-5541
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085002
DateNov 10, 2021
Instrument2021K085002
Lender
NameBLACKHAWK BANK
TypeBank
AddressELGIN, IL 60123
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 05, 2022

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address151 N SPRING ST, ELGIN, IL 60120-5541
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085024
DateNov 10, 2021
Instrument2021K085024
Lender
NameBLACKHAWK BANK
TypeBank
AddressELGIN, IL 60123
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 29, 2017
Property Address151 N SPRING ST, ELGIN, IL 60120-5541
Document Number0000033406
Instrument DateMay 31, 2017
Instrument33406
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address643 E MAIN ST SOUTH ELGIN IL 601771729, SOUTH ELGIN, IL 60177-1729

Mortgage

Document Number33407
DateJun 29, 2017
Instrument33407
Lender
NameST CHARLES BK&TR
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 28, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,220.00 (+14.24%)
2024$87,176 (+21.39%) Land $30,525 Building $56,651$261,633 (+21.44%) Land $91,612 Building $170,021
2022$6,320.00 (+5.53%)$71,812 (+6.96%) Land $25,145 Building $46,667$215,436 (+6.96%) Land $75,435 Building $140,001
2021$5,989.00$67,139 Land $23,509 Building $43,630$201,417 Land $70,527 Building $130,890

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