109 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 109 N Spring St, Elgin, IL 60120

Property Summary

Property TypeExempt (Full or Partial)
Detailsbuilt 1956
Lot Size0.135 acres (5,879 sqft)
OwnerCompany Name on Record
Flood ZoneZone X (minimal risk)
APN06-13-154-006

Property Details

APN / Parcel Number

Primary APN06-13-154-006

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area5,879 sqft (0.135 acres)
Lot Width66 ft Width

Location & Zoning

Street Address109 N SPRING ST
CityELGIN
StateIL
Zip60120-5519
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionS N DEXTERS ADDN NORTH 43 FT 1/2 LOT 2 & NORTH 66 FT LOT 1 BLOCK 3
Legal SubdivisionS N DEXTERS ADDN
Legal Block3
Legal Lot Number2,1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2005
Census Tract854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Downtown Commercial District (Additional Documentation)
listed 2014 · 81 contributing resources · NRIS 14001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address115 N SPRING ST, ELGIN, IL 60120-5519
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2022Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on N Spring St

Nearby Streets

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