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151 Lake Ring Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 151 Lake Ring Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1975
Square Footage2,226 sqft Living Area
Lot Size27,608 sqft (0.634 acres)
OccupancyOwner Occupied
Last Sale$449,900 (2025)
Tax Bill$1,583.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-34-662000-002340
Alternative APNs
  • 342826662000002340
  • 42826000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,226 sqft Living Area
Gross Area2,686 sqft Gross Area
1st Floor1,428 sqft 1st Floor
Upper Floors798 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialOther Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area27,608 sqft (0.634 acres)
Depth X Width240 ft x 127 ft Depth x Width
Garage TypeAttached Garage
Garage Area460 sqft Garage
Pool Area450 sqft Pool
Patio Area210 sqft Patio
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address151 LAKE RING DR
CityWINTER HAVEN
StateFL
Zip33884-1442
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 234 & 235 BEING LOT 300 OF UNRE VALENCIA WOOD
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS LAKE MARIAM UNIT
Legal Tract662000
Legal Block2
Legal Lot Number234,2
Legal UnitPB
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2012
Census Tract13902

Owner

Source: Polk County records · APN 26-28-34-662000-002340

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address151 LAKE RING DR, WINTER HAVEN, FL 33884-1442
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
Feb 23, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2025 · Amount on Record
Deed SaleJun 27, 2025 · Amount on Record
Prior SaleSep 25, 1996
Deed Doc Number2025149943
Deed Book / Page13601 / 665
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateJul 02, 2026
Property Address151 LAKE RING DR, WINTER HAVEN, FL 33884-1442
Document Number0000157847
Book / Page14060 / 939
Instrument DateJun 24, 2026
Instrument2026157847
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 LAKE RING DR, WINTER HAVEN, FL 33884-1442

Mortgage

Document Number0000157847,
DateJul 02, 2026
Book Page14060/939
Instrument2026157847
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.53%
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address151 LAKE RING DR, WINTER HAVEN, FL 33884-1442
Transaction TypeMortgage
Record UpdatedMar 09, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 LAKE RING DR, WINTER HAVEN, FL 33884-1442

Mortgage

Document Number0000043290
DateFeb 23, 2023
Book Page12591/2259
Instrument2023043290
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,583.00 (-19.64%)$159,920 (+5.99%)$316,068 (-5.19%) Land $86,656 Building $229,412
2023$1,970.00 (+3.52%) Homeowner's exemption$150,886 (+3%)$333,364 (+12.23%) Land $84,375 Building $248,989
2022$1,903.00 Homeowner's exemption$146,491$297,028 Land $70,693 Building $226,335

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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