Polk County property record for 205 Lake Ring Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,296 sqft · built 1976 |
| Lot Size | 0.309 acres (13,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (May 2016) |
| Tax Bill | $634 (2024) |
| Deeds & Mortgages | Jun 2023 Transfer Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-662000-001421 |
| Primary APN | 26-28-34-662000-001421 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| Gross Area | 2,714 sqft |
| 1st Floor Area | 2,296 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,451 sqft (0.309 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Shed | 1 Shed |
| Utility Building | 110 sqft |
| Cooling System | Central |
|---|
| Street Address | 205 LAKE RING DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 142 E 30 FT & 143 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 1 |
| Legal Lot Number | 142 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 13902 |
205 Lake Ring Dr is owned and occupied by two individuals who acquired it in June 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 LAKE RING DR, WINTER HAVEN, FL 33884-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 17, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on File |
| Deed Sale | May 27, 2016 · Amount on File |
| Deed Document Number | 201695618 |
| Deed Book / Page | 9834 / 82 |
| Last Transfer Date | Jun 15, 2023 |
| Transfer Doc | 0000143650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 19, 2023 |
| Property Address | 205 LAKE RING DR, WINTER HAVEN, FL 33884-1444 |
| Document Number | 0000143650 |
| Book / Page | 12734 / 602 |
| Map Reference | MB 17 PG 49,49A&49B |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023143650 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 205 N LAKE HARTRIDGE DR, WINTER HAVEN, FL 33881-9543 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 205 LAKE RING DR, WINTER HAVEN, FL 33884-1444 |
| Document Number | 0115071886 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 205 LAKE RING DR WINTER HAVEN FL 338841444, WINTER HAVEN, FL 33884-1444 |
| Document Number | 0115071886 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 011507/001886 |
| Instrument | 278102 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,965 (+2.7%) | $290,496 (-0.22%) Land $53,805 Building $236,691 | |
| 2025 | $165,497 | $291,148 Land $51,115 Building $240,033 | |
| 2024 | $634.00 (+29.65%) | ||
| 2023 | $489.00 (-74.34%) Homeowner's exemption | $155,178 (+3%) | $312,679 (+6.53%) Land $49,770 Building $262,909 |
| 2022 | $1,906.00 Homeowner's exemption | $150,658 | $293,524 Land $41,699 Building $251,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 Lake Ring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 205 Lake Ring Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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