Polk County property record for 144 Lake Ring Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,691 sqft · built 2022 |
| Lot Size | 0.434 acres (18,883 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Jul 2022) |
| Tax Bill | $2,439 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-662000-001751 |
| Primary APN | 26-28-34-662000-001751 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 2,111 sqft |
| 1st Floor Area | 1,691 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 18,883 sqft (0.434 acres) |
| Lot Dimensions | 208 ft deep x 71.4 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Street Address | 144 LAKE RING DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOT 175 LESS BEG SE COR RUN SLY ALONG LOT LINE 10 FT NWLY 209.27 FT TO NE COR SELY 211.4 FT TO POB |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 2 |
| Legal Lot Number | 175 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 13902 |
144 Lake Ring Dr is owned and occupied by two individuals who bought it in July 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage 144 LAKE RING TRUST |
| Jul 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 23, 2021 | Warranty Deed, Transfer EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC |
| Oct 19, 2020 | Grant Deed, Transfer SUNBELT TITLE (AGENCY) |
| Dec 10, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on File |
| Deed Sale | Jul 6, 2022 · Amount on File |
| Prior Sale | Jul 23, 2021 · Amount on File |
| Deed Document Number | 2022182895 |
| Deed Book / Page | 12325 / 812 |
| Prior Transfer Date | Dec 6, 2018 |
| Prior Transfer Doc | 0000255733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 144 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Title Company | EXECUTIVE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1908 QUEENS TER SW, WINTER HAVEN, FL 33880-2760 |
| Document Number | 0000270086 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 11940/1132 |
| Instrument | 2021270086 |
| Name | 144 LAKE RING TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | TAMPA, FL 33629 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 6, 2022 |
| Property Address | 144 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Document Number | 0000182895 |
| Book / Page | 12325 / 812 |
| Map Reference | MB 17 PG 49 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022182895 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7422, WAHNETA, FL 33880 |
| Name | Verified Name |
|---|---|
| Address | 144 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Document Number | 0012325813 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 12325/813 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 144 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Document Number | 0000191240 |
| Book / Page | 11815 / 1409 |
| Map Reference | MB 17 PG 49 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021191240 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 339 73RD ST, NORTH BERGEN, NJ 07047-5621 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1908 QUEENS TER SW, WINTER HAVEN, FL 33880-2760 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 19, 2020 |
| Property Address | 144 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Document Number | 0114190246 |
| Book / Page | 011419 / 000246 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 220759 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Tax | $291.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 339 73RD ST NORTH BERGEN NJ 070475621, NORTH BERGEN, NJ 07047-5621 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 10, 2018 |
| Property Address | 144 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Document Number | 0106931207 |
| Book / Page | 010693 / 001207 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 255733 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1532 NE SOUTH ST JENSEN BEACH FL 349577267, JENSEN BEACH, FL 34957-7267 |
The 2025 property tax bill for 144 Lake Ring Dr was $2,439 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,580 (+2.7%) | $262,230 (-1.39%) Land $92,000 Building $170,230 | |
| 2025 | $2,439.00 Homeowner's exemption | $224,518 | $265,920 Land $92,000 Building $173,920 |
| 2023 | $2,792.00 (+126.99%) Homeowner's exemption | $211,835 (+178.73%) | $276,839 (+264.26%) Land $90,000 Building $186,839 |
| 2022 | $1,230.00 | $76,000 Land $76,000 | $76,000 Land $76,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 144 Lake Ring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Lake Ring Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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