Middlesex County and Reading Town property record for 151 Howard St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,361 sqft Living Area |
| Lot Size | 7,301 sqft (0.168 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2015) |
| Tax Bill | $8,982.00 (2025) |
| Primary APN | READ M:010.0-0000-0073.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,361 sqft Living Area |
| Gross Area | 2,366 sqft Gross Area |
| Basement Area | 616 sqft Basement |
| Unfinished Basement | 333 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,301 sqft (0.168 acres) |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 300000000030 |
|---|---|
| Street Address | 151 HOWARD ST |
| City | READING |
| State | MA |
| Zip | 01867-3340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0073.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 HOWARD ST, READING, MA 01867-3340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance WINCHESTER SAVINGS BANK |
| Feb 03, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance WINCHESTER SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2015 · Amount on Record |
| Deed Sale | May 05, 2015 · Amount on Record |
| Prior Sale | May 08, 2008 · Amount on Record |
| Deed Book / Page | 1353 / 85 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 151 HOWARD ST, READING, MA 01867-3340 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001868881 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 1868881 |
| Name | WINCHESTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 151 HOWARD ST, READING, MA 01867-3340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1868881 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 1868881 |
| Name | WINCHESTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,982.00 (+1.17%) | $788,600 (+4.11%) Land $471,800 Building $316,800 | $703,760 (+6.28%) |
| 2024 | $8,878.00 (+3.24%) | $757,500 (+10.91%) Land $453,200 Building $304,300 | $662,150 |
| 2023 | $8,599.00 | $683,000 Land $408,600 Building $274,400 |
151 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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