Middlesex County and Reading Town property record for 148 Howard St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,412 sqft Living Area |
| Lot Size | 6,974 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $885,000 (2019) |
| Tax Bill | $12,637.00 (2025) |
| Primary APN | READ M:010.0-0000-0111.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,412 sqft Living Area |
| Gross Area | 4,124 sqft Gross Area |
| 1st Floor | 1,525 sqft 1st Floor |
| Basement Area | 1,305 sqft Basement |
| Unfinished Basement | 431 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,974 sqft (0.16 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 300000000380 |
|---|---|
| Street Address | 148 HOWARD ST |
| City | READING |
| State | MA |
| Zip | 01867-3341 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0111.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 HOWARD ST, READING, MA 01867-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 18, 2019 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage EASTERN BANK |
| Dec 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Dec 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JOSEPH PAGLIUCA |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Prior Sale | Jun 09, 2014 · Amount on Record |
| Deed Doc Number | 2019180179 |
| Deed Book / Page | 73665 / 152 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 18, 2019 |
| Property Address | 148 HOWARD ST, READING, MA 01867-3341 |
| Document Number | 073665-152 |
| Book / Page | 73665 / 152 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 180179 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 HOWARD ST, READING, MA 01867-3341 |
| Document Number | 0000180180 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 180180 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Dec 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 148 HOWARD ST, READING, MA 01867-3341 |
| Document Number | 71626-409 |
| Instrument Date | Dec 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2018 |
| Name | Verified Name |
|---|---|
| Address | 148 HOWARD ST READING MA 018673341, READING, MA 01867-3341 |
| Document Number | 71626-409 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 071626/000409 |
| Instrument | 143515 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 148 HOWARD ST, READING, MA 01867-3341 |
| Document Number | 70344-336 |
| Book / Page | 070344 / 000336 |
| Instrument Date | Dec 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70344-336 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | 070344/000336 |
| Instrument | 10 |
| Name | JOSEPH PAGLIUCA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 148 HOWARD ST, READING, MA 01867-3341 |
| Document Number | 69341-378 |
| Book / Page | 069341 / 000378 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69341-378 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 069341/000378 |
| Instrument | 78643 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2027 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,637.00 (+1.11%) | $1,109,500 (+4.04%) Land $470,500 Building $639,000 | $1,156,340 (+5.01%) |
| 2024 | $12,498.00 (+3.12%) | $1,066,400 (+10.77%) Land $452,000 Building $614,400 | $1,101,145 |
| 2023 | $12,120.00 | $962,700 Land $407,500 Building $555,200 |
148 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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