149 Howard St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 149 Howard St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,692 sqft · built 1995
Lot Size	0.347 acres (15,102 sqft)
Owner	2 Individual Names on File
Last Sale	$217 (Apr 2011)
Tax Bill	$12,297 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30000000004A`

Property Details

APN / Parcel Number

Primary APN	`30000000004A`
Alternative APNs	`READ M:010.0-0000-0074.0` `M:010.0=0000=0074.0` `300000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,692 sqft Living Area
Gross Area	4,622 sqft
Basement Area	1,344 sqft
Unfinished Basement	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,102 sqft (0.347 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	30000000004A
Street Address	149 HOWARD ST
City	READING
State	MA
Zip	01867-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3007
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records · APN 30000000004A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	149 HOWARD ST, READING, MA 01867-3340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2011 · Amount on Record
Deed Sale	Apr 28, 2011 · Amount on Record
Prior Sale	Dec 10, 2004 · Amount on Record
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	149 HOWARD ST, READING, MA 01867-3340
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72229-521
Date	Feb 14, 2019
Book Page	72229/521
Instrument	19043

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2039

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,297.00 (+1.17%)	$1,079,600 (+4.1%) Land $501,200 Building $578,400	$952,565 (+5.17%)
2024	$12,155.00 (+3.24%)	$1,037,100 (+10.91%) Land $481,500 Building $555,600	$905,730
2023	$11,773.00	$935,100 Land $434,100 Building $501,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.