Carteret County property record for 151 Deepwater Dr, Stella, NC 28582
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.512 acres (22,303 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $132,500 (May 2021) |
| Tax Bill | $1,106 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan May 2021 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 5367.03.24.1358000 |
| Primary APN | 5367.03.24.1358000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,303 sqft (0.512 acres) |
|---|---|
| Lot Dimensions | 253 ft deep x 94 ft wide |
| View / Lot | Waterfront |
| Account Number | 51146 |
|---|---|
| Street Address | 151 DEEPWATER DR |
| City | STELLA |
| State | NC |
| Zip | 28582-9741 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | L11 S1 RIVER OAKS PLANT |
| Legal Subdivision | RIVER OAKS PLANTATION |
| Legal Block | 24 |
| Legal Lot Number | 11 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970801 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 5081, EMERALD ISLE, NC 28594-5081 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| May 14, 2021 | Warranty Deed, Transfer |
| Sep 2, 2020 | Warranty Deed, Transfer · Line of Credit SOUTHERN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on Record |
| Deed Sale | May 14, 2021 · Amount on Record |
| Prior Sale | Sep 2, 2020 · Amount on Record |
| Deed Document Number | 20211722054 |
| Deed Book / Page | 1722 / 54 |
| Prior Transfer Date | Dec 16, 2015 |
| Prior Transfer Doc | 0015280242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 29, 2026 |
| Property Address | 151 DEEPWATER DR, STELLA, NC 28582-9741 |
| Document Number | 0001892371 |
| Book / Page | 1892 / 371 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20261892371 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7071 NEW BERN HWY, MAYSVILLE, NC 28555 |
| Document Number | 0001892371, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 1892/371 |
| Instrument | 20261892371 |
| Name | FIRST BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2057 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 14, 2021 |
| Property Address | 151 DEEPWATER DR, STELLA, NC 28582-9741 |
| Document Number | 0017220054 |
| Book / Page | 1722 / 54 |
| Map Reference | MB 25 PG 80 |
| Instrument Date | May 3, 2021 |
| Instrument | 1722054 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $265.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 DEEPWATER DR, STELLA, NC 28582-9741 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5081, EMERALD ISLE, NC 28594-5081 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 2, 2020 |
| Property Address | 151 DEEPWATER DR, STELLA, NC 28582-9741 |
| Document Number | 0016850496 |
| Book / Page | 1685 / 496 |
| Map Reference | MB 26 PG 13 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 1685496 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1610 CRESTVIEW DR, 1610, NEW ALBANY, IN 47150-5504 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1112 PARK AVENUE A, GOLDSBORO, NC 27530-3916 |
| Document Number | 1685497 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 1685-497 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,821 (-) Land $320,821 | $320,821 (-) Land $320,821 | |
| 2025 | $1,106.00 (+5.33%) | $320,821 (+46.61%) Land $320,821 | $320,821 (+46.61%) Land $320,821 |
| 2023 | $218,832 Land $218,832 | $218,832 Land $218,832 | |
| 2022 | $1,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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