Carteret County property record for 149 Deepwater Dr, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,280 sqft · built 2001 |
| Lot Size | 0.503 acres (21,911 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jun 2019) |
| Tax Bill | $2,452 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 5367.03.24.1249000 |
| Primary APN | 5367.03.24.1249000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Heated Area |
| Gross Area | 2,242 sqft |
| 1st Floor Area | 48 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,911 sqft (0.503 acres) |
| Lot Dimensions | 246 ft deep x 97 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 378 sqft |
| Deck Area | 69 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 46320 |
|---|---|
| Street Address | 149 DEEPWATER DR |
| City | STELLA |
| State | NC |
| Zip | 28582-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L12 S1 RIVER OAKS PLANT |
| Legal Subdivision | RIVER OAKS PLANTATION |
| Legal Block | 24 |
| Legal Lot Number | 12 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970801 |
149 Deepwater Dr is owned and occupied by two individuals who bought it in June 2019.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 149 DEEPWATER DR, STELLA, NC 28582-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES |
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BK |
| Jun 7, 2019 | Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on File |
| Deed Sale | Jun 7, 2019 · Amount on File |
| Prior Sale | Mar 13, 2007 · Amount on File |
| Deed Document Number | 20191640097 |
| Deed Book / Page | 1640 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 149 DEEPWATER DR, STELLA, NC 28582-9741 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016850334 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 1685/334 |
| Instrument | 1685334 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 149 DEEPWATER DR, STELLA, NC 28582-9741 |
| Document Number | 0017010192 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 149 DEEPWATER DR STELLA NC 285829741, STELLA, NC 28582-9741 |
| Document Number | 0017010192 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 001701/000192 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, NC 27858 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 7, 2019 |
| Property Address | 149 DEEPWATER DR, STELLA, NC 28582-9741 |
| Document Number | 0016400097 |
| Book / Page | 1640 / 097 |
| Map Reference | MB 26 PG 13&13-A |
| Instrument Date | May 29, 2019 |
| Instrument | 1640097 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7411 ARCHERS CREEK CT, 7411, EMERALD ISLE, NC 28594-2901 |
| Name | Verified Name |
|---|---|
| Address | 149 DEEPWATER DR, STELLA, NC 28582-9741 |
| Document Number | 1640098 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 1640-098 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
The 2025 property tax bill for 149 Deepwater Dr was $2,452.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $682,335 (-) Land $319,999 Building $362,336 | $682,335 (-) Land $319,999 Building $362,336 | |
| 2025 | $2,452.00 | $682,335 Land $319,999 Building $362,336 | $682,335 Land $319,999 Building $362,336 |
| 2023 | $419,529 Land $221,354 Building $198,175 | $419,529 Land $221,354 Building $198,175 | |
| 2022 | $2,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 149 Deepwater Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 149 Deepwater Dr is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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