147 Deepwater Dr, Stella, NC 28582 Property Records

Carteret County property record for 147 Deepwater Dr, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,151 sqft · built 2005
Lot Size	0.584 acres (25,439 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2012)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`5367.03.24.1220000`

Property Details

APN / Parcel Number

Primary APN	`5367.03.24.1220000`
Alternative APNs	`494311` `31610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,151 sqft Heated Area
Gross Area	2,715 sqft
1st Floor Area	1,621 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,439 sqft (0.584 acres)
Lot Dimensions	260 ft deep x 113 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	40 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	31610
Street Address	147 DEEPWATER DR
City	STELLA
State	NC
Zip	28582-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13 S1 RIVER OAKS PLANT
Legal Subdivision	RIVER OAKS PLANTATION
Legal Block	24
Legal Lot Number	13
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1017
Census Tract	970801

Owner

147 Deepwater Dr is owned and occupied by two individuals who bought it in April 2012.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	147 DEEPWATER DR, STELLA, NC 28582-9741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2012 · Amount on File
Deed Sale	Apr 5, 2012 · Amount on File
Prior Sale	Aug 25, 2004 · Amount on File
Deed Document Number	20121405096
Deed Book / Page	1405 / 96
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	147 DEEPWATER DR, STELLA, NC 28582-9741
Document Number	0016030470
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	147 DEEPWATER DR STELLA NC 285829741, STELLA, NC 28582-9741

Mortgage

Document Number	0016030470
Date	Mar 28, 2018
Book Page	001603/000470

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 27, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 147 Deepwater Dr was $2,454.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,164 (-) Land $327,398 Building $355,766	$683,164 (-) Land $327,398 Building $355,766
2025	$2,454.00	$683,164 Land $327,398 Building $355,766	$683,164 Land $327,398 Building $355,766
2023		$426,265 Land $222,610 Building $203,655	$426,265 Land $222,610 Building $203,655
2022	$2,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 Deepwater Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Deepwater Dr is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000