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140 Crest Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 140 Crest Dr, Miramar Beach, FL 32550 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,536 sqft Living Area
Lot Size12,632 sqft (0.289 acres)
OccupancyOwner Occupied
Last Sale$105,000 (2017)
Tax Bill$1,932.00 (2024)

Property Details

APN / Parcel Number

Primary APN28-2S-21-42280-000-0132
Alternative APN
  • 1060270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,536 sqft Living Area
Gross Area1,792 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.289 acres)
Depth X Width14.9 ft x 8.5 ft Depth x Width
FenceFence
Porch1 Porch
Porch Area256 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1060270
Street Address140 CREST DR
CityMIRAMAR BEACH
StateFL
Zip32550-8668
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description85FT E & W BY 148.5FT N & S IN NW/C LOT 13 GOVT S/D ALSO DESC AS: COM AT SE/C NW4 N 01 DEG 15'00E 643.5FT N 88 DEG22'00
Legal Range21W
Legal Township02S
Legal Section28
Legal SubdivisionGOVT S/D
Legal Lot Number13
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup1
Census Block1017
Census Tract950608

Owner

Source: Walton County records · APN 28-2S-21-42280-000-0132

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address140 CREST DR, MIRAMAR BEACH, FL 32550-8668
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Feb 26, 2019Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
MORTGAGE ELECTRONIC REGISTRATI
Mar 27, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
GOLDWATER BK NA
Aug 09, 2017Grant Deed, Transfer · Building or Construction Mortgage
WINE WORLD AT 30A LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2017 · Amount on Record
Deed SaleAug 09, 2017 · Amount on Record
Deed Doc Number20170026317
Deed Book / Page3049 / 1308
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address140 CREST DR, MIRAMAR BEACH, FL 32550-8668
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 CREST DR, MIRAMAR BEACH, FL 32550-8668

Mortgage

Document Number0033742731
DateOct 16, 2025
Book Page3374/2731
Instrument20250037866
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address140 CREST DR, MIRAMAR BEACH, FL 32550-8668
Document Number0031080395
Instrument DateFeb 26, 2019
Transaction TypeMortgage
Record UpdatedJun 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address140 CREST DR MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

Mortgage

Document Number0031080395
DateJun 11, 2019
Book Page003108/000395
Instrument19070
Lender
NameMORTGAGE ELECTRONIC REGISTRATI
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address140 CREST DR, MIRAMAR BEACH, FL 32550-8668
Document Number0030701194
Instrument DateMar 27, 2018
Transaction TypeMortgage
Record UpdatedApr 19, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address64 HIDDEN HARBOR LN MIRAMAR BEACH FL 325503931, MIRAMAR BEACH, FL 32550-3931

Mortgage

Document Number0030701194
DateApr 06, 2018
Book Page003070/001194
Instrument11212
Lender
NameGOLDWATER BK NA
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2048

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateAug 09, 2017
Property Address140 CREST DR, MIRAMAR BEACH, FL 32550-8668
Document Number0030491308
Book / Page003049 / 001308
Instrument DateAug 04, 2017
Instrument26317
Transaction TypeTransfer
Record UpdatedAug 22, 2017
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address64 HIDDEN HARBOR LN MIRAMAR BEACH FL 325503931, MIRAMAR BEACH, FL 32550-3931

Mortgage

Document Number30491310
DateAug 09, 2017
Book Page003049/001310
Instrument26318
Lender
NameWINE WORLD AT 30A LLC
Address4010 COMMONS DRIVESUITE 112, DESTIN, FL 32541
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 08, 2018

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$392,541 (+8.01%) Land $201,000 Building $191,541$392,541 (+8.01%) Land $201,000 Building $191,541
2024$1,932.00 (+4.15%)
2023$1,855.00 (+1.48%) Homeowner's exemption$363,434 (+24.89%) Land $170,000 Building $193,434$363,434 (+24.89%) Land $170,000 Building $193,434
2022$1,828.00 Homeowner's exemption$291,002 Land $120,940 Building $170,062$291,002 Land $120,940 Building $170,062

Flood & Wildfire

140 Crest Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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