151 Buffalo Bluff Rd, Palatka, FL 32177 Property Records

Putnam County property record for 151 Buffalo Bluff Rd, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,197 sqft · built 2005
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,039 (2025)
Flood Zone	Zone X (minimal risk)
APN	`22-10-26-0000-018.0-001.1`

Property Details

APN / Parcel Number

Primary APN	`22-10-26-0000-018.0-001.1`
Alternative APN	`81032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	3,197 sqft Living Area
1st Floor Area	1,800 sqft
2nd Floor Area	870 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 2005
Exterior Material	Siding
Lot Area	119,354 sqft (2.74 acres)
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	81032
Street Address	151 BUFFALO BLUFF RD
City	PALATKA
State	FL
Zip	32177-8301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NE1/4 OF SW1/4 OR293 P
Legal Range	26E
Legal Township	10S
Legal Section	22
Legal Lot Number	15
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	1
Census Block	1007
Census Tract	950600

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	151 BUFFALO BLUFF RD, PALATKA, FL 32177-8301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2000
Deed Sale	Apr 5, 2000
Deed Document Number	385517
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,039.00 (+326.83%) Homeowner's exemption	$201,760 (+5.93%)	$363,548 (+0.01%) Land $43,200 Building $320,348
2023	$712.00 (+10.39%) Homeowner's exemption	$190,460 (+3%)	$363,528 (+15.5%) Land $32,400 Building $331,128
2022	$645.00 Homeowner's exemption	$184,920	$314,738 Land $32,400 Building $282,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20