Putnam County property record for 134 Buffalo Bluff Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,699 sqft · built 1998 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,590 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-10-26-0000-025.0-002.0 |
| Primary APN | 22-10-26-0000-025.0-002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,699 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Protective Coating |
| Lot Area | 85,813 sqft (1.97 acres) |
| Garage Area | 400 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 81062 |
|---|---|
| Street Address | 134 BUFFALO BLUFF RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW1/4 OF NW1/4 OF SE1/4 |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 22 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950600 |
134 Buffalo Bluff Rd is owned and occupied by two individuals.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 132 BUFFALO BLUFF RD, PALATKA, FL 32177-8300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 134 BUFFALO BLUFF RD, PALATKA, FL 32177-8300 |
| Document Number | 0015290134 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 132 BUFFALO BLUFF RD PALATKA FL 321778300, PALATKA, FL 32177-8300 |
| Document Number | 0015290134 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 001529/000134 |
| Instrument | 54024104 |
| Name | CAPITAL CTY BK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 134 Buffalo Bluff Rd was $1,590 with a homeowner's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,590.00 Homeowner's exemption | $115,950 | $230,930 Land $5,310 Building $225,620 |
| 2023 | $1,374.00 (+6.43%) Homeowner's exemption | $108,930 (+3%) | $229,500 (+15.14%) Land $23,640 Building $205,860 |
| 2022 | $1,291.00 Homeowner's exemption | $105,760 | $199,330 Land $23,640 Building $175,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 134 Buffalo Bluff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 134 Buffalo Bluff Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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