Putnam County property record for 140 Buffalo Bluff Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 2,310 sqft · built 1974 |
| Lot Size | 4.34 acres (189,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,500 (Aug 2026) |
| Tax Bill | $1,087 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-10-26-0000-0253-0000 |
| Primary APN | 22-10-26-0000-0253-0000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Building Area | 2,310 sqft Living Area |
| Gross Area | 1,350 sqft |
| 1st Floor Area | 1,350 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 189,050 sqft (4.34 acres) |
| Garage Type | Carport |
| Garage Area | 468 sqft |
| Carport | Carport |
| Carport Area | 468 sqft |
| Porch | Slab |
| Porch Area | 334 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 81064 |
|---|---|
| Street Address | 140 BUFFALO BLUFF RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW1/4 OF SE1/4 OR279, P569 + OR280 P359 (EX OR477, P1953) (SUBJECT TO BLA OR1168, P894) |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 22 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950600 |
140 Buffalo Bluff Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Putnam County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 BUFFALO BLUFF RD, PALATKA, FL 32177-8300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 3, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Deed Document Number | 202621667 |
| Deed Book / Page | 1886 / 419 |
| Prior Transfer Date | Jul 1, 2024 |
| Prior Transfer Doc | 0017650385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Aug 31, 2026 |
| Property Address | 140 BUFFALO BLUFF RD, PALATKA, FL 32177-8300 |
| Document Number | 0000021667 |
| Book / Page | 1886 / 419 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202621667 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA |
| Amount | Amount on Record |
|---|---|
| Tax | $150,944.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 BUFFALO BLUFF RD, PALATKA, FL 32177-8300 |
| Document Number | 0000021668, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 202621668 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jun 3, 2021 |
| Property Address | 140 BUFFALO BLUFF RD, PALATKA, FL 32177-8300 |
| Document Number | 0016220638 |
| Book / Page | 1622 / 638 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 202154012475 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 BUFFALO BLUFF RD, PALATKA, FL 32177-8300 |
The 2025 property tax bill for 140 Buffalo Bluff Rd was $1,087.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,087.00 | $124,320 | $196,926 Land $69,440 Building $127,486 |
| 2023 | $916.00 (+10.76%) Senior Citizen's exemption | $117,310 (+2.99%) | $191,596 (+11.92%) Land $52,080 Building $139,516 |
| 2022 | $827.00 Senior Citizen's exemption | $113,900 | $171,196 Land $52,080 Building $119,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Buffalo Bluff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Buffalo Bluff Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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