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1508 W Windy Willow Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1508 W Windy Willow Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,005 sqft · built 2005
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$282,000 (Jan 2020)
Tax Bill$6,900 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN009981-3840

Property Details

APN / Parcel Number

Primary APN009981-3840

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,005 sqft Living Area
Gross Area2,500 sqft
1st Floor Area2,005 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1508 W WINDY WILLOW DR
CitySAINT AUGUSTINE
StateFL
Zip32092-5098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description48/76-95 JOHNS CREEK LOT 384 OR4865/655
Legal Range28E
Legal Township05S
Legal Section19
Legal SubdivisionJOHNS CREEK
Legal Block1
Legal Lot Number384
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1019
Census Tract20907

Owner

1508 W Windy Willow Dr is owned and occupied by two individuals who bought it in January 2020.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1508 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jan 7, 2022Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HOME LOANS INC
Jan 14, 2020Warranty Deed, Transfer
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2020 · Amount on File
Deed SaleJan 14, 2020 · Amount on File
Prior SaleOct 2, 2008 · Amount on File
Deed Document Number20202958
Deed Book / Page4865 / 655
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1508 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098
Transaction TypeMortgage
Record UpdatedAug 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1508 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098

Mortgage

Document Number0057950934
DateJul 20, 2023
Book Page5795/934
Instrument2023056730
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueFeb 1, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1508 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyMILESTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1508 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098

Mortgage

Document Number0054641352
DateJan 7, 2022
Book Page5464/1352
Instrument2022002505
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 14, 2020
Property Address1508 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098
Document Number0048650655
Book / Page004865 / 000655
Instrument DateJan 9, 2020
Instrument2958
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanyESTATE TITLE, ESTATE TITLE & TRUST

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,974.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1508 W WINDY WILLOW DR ST AUGUSTINE FL 320925098, ST AUGUSTINE, FL 32092-5098

Mortgage

Document Number48650657
DateJan 14, 2020
Book Page004865/000657
Instrument2959
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
AmountAmount on Record
Term360 Months
DueJan 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1508 W Windy Willow Dr was $6,900 with a homeowner's exemption, up 9.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$345,947 (+2.36%) Land $100,000 Building $245,947$345,947 (-0.67%) Land $100,000 Building $245,947
2025$6,900.00 (+9.59%) Homeowner's exemption$337,985 (+2.9%)$348,283 (-3.37%) Land $100,000 Building $248,283
2024$6,296.00 (+1.21%) Homeowner's exemption$328,460 (+3%)$360,422 (+3.77%) Land $100,000 Building $260,422
2023$6,221.00 (+1.75%) Homeowner's exemption$318,893 (+3%)$347,342 (+12.19%) Land $95,000 Building $252,342
2022$6,114.00 Homeowner's exemption$309,605$309,605 Land $84,000 Building $225,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1508 W Windy Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1508 W Windy Willow Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
Fiber		1,000 / 1,000

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