1509 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1509 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,414 sqft · built 1996
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (Jul 2017)
Tax Bill	$16,642 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-012-019-0017.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-012-019-0017.0-8-0000`
Alternative APNs	`03-38-41-012-019-00170-8` `338410120190017080000` `20386`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,414 sqft Living Area
Gross Area	3,684 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Lot Dimensions	100 ft deep x 55 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Porch Area	152 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1509 SE RIVERSIDE DR
City	STUART
State	FL
Zip	34996-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ST LUCIE ESTATES # 4 LOT 17 BLK 19
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	ST LUCIE ESTATES
Legal Block	19
Legal Lot Number	17
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2005
Census Tract	902

Owner

Source: Martin County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1509 SE RIVERSIDE DR, STUART, FL 34996-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jul 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 9, 2017	Warranty Deed, Transfer · ARM CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2017 · Amount on Record
Deed Sale	Jul 9, 2017 · Amount on Record
Prior Sale	Aug 23, 1993 · Amount on Record
Deed Document Number	20172644219
Deed Book / Page	2935 / 2851
Last Transfer Date	Jul 15, 2020
Transfer Doc	0031451982
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1509 SE RIVERSIDE DR, STUART, FL 34996-1209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030990302
Date	Dec 9, 2019
Book Page	3099/0302
Instrument	2788751

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 27, 2020
Property Address	1509 SE RIVERSIDE DR, STUART, FL 34996-1209
Document Number	0031451982
Book / Page	003145 / 001982
Instrument Date	Jul 15, 2020
Instrument	2827875
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1509 SE RIVERSIDE DR STUART FL 349961209, STUART, FL 34996-1209

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 9, 2017
Property Address	1509 SE RIVERSIDE DR, STUART, FL 34996-1209
Document Number	0029352851
Book / Page	02935 / 2851
Map Reference	MB12 PG58
Instrument Date	Jun 30, 2017
Instrument	2644219
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12152 SW LOCKHAVEN CT, 12152, PORT SAINT LUCIE, FL 34987-1928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2067 SAINT ANDREWS DR, BERWYN, PA 19312-1987

Mortgage

Document Number	0002644220
Date	Jul 9, 2017
Instrument	2644220

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,642.00 (-1.02%) Homeowner's exemption	$983,075 (+5.99%)	$1,906,150 (+14.84%) Land $1,188,000 Building $718,150
2024	$16,813.00 (+2.07%)
2023	$16,472.00 (+4.9%) Additional exemption filed	$927,544 (+4.65%)	$1,659,840 (+17.07%) Land $924,000 Building $735,840
2022	$15,702.00 Homeowner's exemption	$886,362	$1,417,870 Land $858,000 Building $559,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream.

Nearby Properties on SE Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures