1503 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1503 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,037 sqft · built 1998
Lot Size	0.426 acres (18,557 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,800 (Dec 2010)
Tax Bill	$18,368 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-012-019-0015.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-012-019-0015.0-2-0000`
Alternative APNs	`03-38-41-012-019-00150-2` `20385`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,319 sqft Living Area
Gross Area	5,606 sqft
1st Floor Area	2,511 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	18,557 sqft (0.426 acres)
Lot Dimensions	100 ft deep x 110 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,287 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	300 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,125 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20385
Street Address	1503 SE RIVERSIDE DR
City	STUART
State	FL
Zip	34996-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ST LUCIE ESTATES # 4 LOTS 15 & 16 BLK 19
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	ST LUCIE ESTATES
Legal Block	19
Legal Lot Number	15,16
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2005
Census Tract	902

Owner

Source: Martin County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1503 SE RIVERSIDE DR, STUART, FL 34996-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2010 · Amount on Record
Deed Sale	Dec 2, 2010 · Amount on Record
Prior Sale	Apr 29, 1997 · Amount on Record
Deed Document Number	20102246529
Deed Book / Page	2489 / 680
Prior Transfer Date	Oct 2, 2001
Prior Transfer Doc	0001526378
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1503 SE RIVERSIDE DR, STUART, FL 34996-1209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 SE RIVERSIDE DR, STUART, FL 34996-1209

Mortgage

Document Number	0031532944
Date	Aug 28, 2020
Book Page	3153/2944
Instrument	2834741

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,368.00 (-0.4%) Homeowner's exemption	$1,082,386 (+6.64%)	$2,728,860 (+19.83%) Land $1,980,000 Building $748,860
2024	$18,442.00 (+1.95%)
2023	$18,090.00 (+3.1%) Additional exemption filed	$1,015,018 (+3%)	$2,277,220 (+11.35%) Land $1,540,000 Building $737,220
2022	$17,546.00 Homeowner's exemption	$985,455	$2,045,030 Land $1,430,000 Building $615,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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