1455 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1455 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,564 sqft · built 1992
Lot Size	0.323 acres (14,113 sqft)
Owner	2 Company Names on Record
Last Sale	$4,250,000 (Oct 2023)
Tax Bill	$63,100 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-012-019-00110-1`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-012-019-00110-1`
Alternative APNs	`338410120190011010000` `20383`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,564 sqft Living Area
1st Floor Area	2,429 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,113 sqft (0.323 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Porch
Porch Area	1,207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20383
Old Parcel Number	338410120190011010000
Street Address	1455 SE RIVERSIDE DR
City	STUART
State	FL
Zip	34996-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST LUCIE ESTATES # 4 E 10' OF LOT 11 ALL LOT 12 & W 20' OF LOT 13 BLK 19
Legal Range	41E
Legal Township	38S
Legal Section	03
Legal Subdivision	ST LUCIE ESTATES
Legal Block	19
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2005
Census Tract	902

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	323 WOODLAND RD, COVENTRY, CT 06238-2352
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Apr 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	0003403896
Deed Book / Page	3403 / 896
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 25, 2023
Property Address	1455 SE RIVERSIDE DR, STUART, FL 34996-1207
Document Number	0034030896
Book / Page	3403 / 896
Map Reference	MB 12 PG 58
Instrument Date	Oct 20, 2023
Instrument	3041735
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3231 SE FAIRWAY W, STUART, FL 34997-6027

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	323 WOODLAND RD, COVENTRY, CT 06238-2352

Mortgage

Document Number	0003403898
Date	Oct 25, 2023
Instrument	3403/898

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	11.1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1455 SE RIVERSIDE DR, STUART, FL 34996-1207
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 SE RIVERSIDE DR, SEWALLS POINT, FL 34996-1207

Mortgage

Document Number	0032692313
Date	Nov 4, 2021
Book Page	3269/2313
Instrument	2924535

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 6, 2020
Property Address	1455 SE RIVERSIDE DR, STUART, FL 34996-1207
Document Number	0031720443
Book / Page	3172 / 443
Map Reference	MB 12 PG 58
Instrument Date	Nov 4, 2020
Instrument	2848840
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 SE RIVERSIDE DR, STUART, FL 34996-1207

Mortgage

Document Number	0003172445
Date	Nov 6, 2020
Instrument	3172/445

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 20, 2017
Property Address	1455 SE RIVERSIDE DR, STUART, FL 34996-1207
Document Number	0029190494
Book / Page	002919 / 000494
Instrument Date	Apr 13, 2017
Instrument	2630188
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$17,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1455 SE RIVERSIDE DR STUART FL 349961207, STUART, FL 34996-1207

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,715,370 (+7.51%) Land $1,606,500 Building $2,108,870	$3,715,370 (+7.51%) Land $1,606,500 Building $2,108,870
2024	$63,100.00 (+63.05%)	$3,455,880 (+62.49%) Land $1,517,250 Building $1,938,630	$3,455,880 (+7.9%) Land $1,517,250 Building $1,938,630
2023	$38,700.00 (+5.86%) Additional exemption filed	$2,126,855 (+5.61%)	$3,202,780 (+17.19%) Land $1,249,500 Building $1,953,280
2022	$36,559.00 Homeowner's exemption	$2,013,806	$2,733,010 Land $1,160,250 Building $1,572,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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