1509 Ramsgate Ln, Lynchburg, VA 24501 Property Records

Lynchburg City property record for 1509 Ramsgate Ln, Lynchburg, VA 24501

Property Summary

Property Type	Multi-Family Dwellings
Details	4 ba · 3,664 sqft · built 1975
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Tax Bill	$2,362 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2018 Line of Credit
APN	`218 04 011`

Property Details

APN / Parcel Number

Primary APN	`218 04 011`

Interior

Full Baths	4 Baths
Total Rooms	16 Rooms
Units	4 Units
Stories	1 Story
Building Area	3,664 sqft Living Area
Basement Area	1,832 sqft
Finished Basement	1,832 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1509 RAMSGATE LN
City	LYNCHBURG
State	VA
Zip	24501-5365
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	BLUE RIDGE FARMS, SEC 12, BLK H, LOT 81A
Legal Subdivision	BLUE RIDGE FARMS
Legal Block	H
Legal Lot Number	81A
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	1
Census Block	1000
Census Tract	204

Owner

Source: Lynchburg City records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 802, FOREST, VA 24551-0802
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SELECT BANK
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit SELECT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	1509 RAMSGATE LN, LYNCHBURG, VA 24501-5365
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210009887
Date	Nov 5, 2021
Instrument	210009887

Lender

Name	SELECT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	1509 RAMSGATE LN, LYNCHBURG, VA 24501-5365
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 LONDON DOWNS DR, FOREST, VA 24551-3023

Mortgage

Document Number	180007089
Date	Nov 9, 2018
Instrument	180007089

Lender

Name	SELECT BANK
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,362.00 (+300.34%)	$281,200 (-) Land $35,000 Building $246,200
2025	$590.00 (+8.66%)	$281,200 (+15.2%) Land $35,000 Building $246,200	$281,200 (+15.2%) Land $35,000 Building $246,200
2023	$543.00	$244,100 Land $32,000 Building $212,100	$244,100 Land $32,000 Building $212,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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