1501 Ramsgate Ln, Lynchburg, VA 24501 Property Records

Lynchburg City property record for 1501 Ramsgate Ln, Lynchburg, VA 24501

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,750 sqft · built 1989
Lot Size	0.288 acres (12,550 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Oct 2018)
Tax Bill	$1,858 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit Aug 2022 Mortgage + 1 more
APN	`221 03 004`

Property Details

APN / Parcel Number

Primary APN	`221 03 004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,750 sqft Living Area
Basement Area	846 sqft
Unfinished Basement	846 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,550 sqft (0.288 acres)
Lot Dimensions	127 ft deep x 116 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1501 RAMSGATE LN
City	LYNCHBURG
State	VA
Zip	24501-5315
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	BLUE RIDGE FARMS, SEC 12, BLK H, LOT 85
Legal Subdivision	BLUE RIDGE FARMS
Legal Block	H
Legal Lot Number	85
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	1
Census Block	1000
Census Tract	204

Owner

Source: Lynchburg City records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 802, FOREST, VA 24551-0802
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Aug 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage SELECT BANK
Oct 1, 2018	Deed, Transfer · Line of Credit SELECT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Jun 5, 2009 · Amount on Record
Deed Document Number	20186237
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	1501 RAMSGATE LN, LYNCHBURG, VA 24501-5315
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	COVENANT REAL ESTATE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004374
Date	Jul 13, 2018
Instrument	180004374

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	MARTINSVILLE, VA 24112

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	1501 RAMSGATE LN, LYNCHBURG, VA 24501-5315
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005972
Date	Aug 1, 2022
Instrument	220005972

Lender

Name	SELECT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Oct 1, 2018
Property Address	1501 RAMSGATE LN, LYNCHBURG, VA 24501-5315
Document Number	0180006237
Map Reference	MB 15 PG 20&21
Instrument Date	Jul 18, 2018
Instrument	180006237
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180006238
Date	Oct 1, 2018
Instrument	180006238

Lender

Name	SELECT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,858.00 (+300.43%)	$221,200 (-) Land $35,000 Building $186,200
2025	$464.00 (+10.48%)	$221,200 (+17.04%) Land $35,000 Building $186,200	$221,200 (+17.04%) Land $35,000 Building $186,200
2023	$420.00	$189,000 Land $32,000 Building $157,000	$189,000 Land $32,000 Building $157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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