1502 Ramsgate Ln, Lynchburg, VA 24501 Property Records

Lynchburg City property record for 1502 Ramsgate Ln, Lynchburg, VA 24501

Property Summary

Property Type	Duplex
Details	2 ba · 1,565 sqft · built 1974
Lot Size	0.59 acres (25,727 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Jul 2022)
Tax Bill	$1,755 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit Jul 2022 Sale & Mortgage + 1 more
APN	`221 02 036`

Property Details

APN / Parcel Number

Primary APN	`221 02 036`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,727 sqft (0.59 acres)
Lot Dimensions	255 ft deep x 110 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1502 RAMSGATE LN
City	LYNCHBURG
State	VA
Zip	24501-5316
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	2321
Legal Description	BLUE RIDGE FARMS, SEC 12, BLK H, LOT 68
Legal Subdivision	BLUE RIDGE FARMS
Legal Block	H
Legal Lot Number	68
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	1
Census Block	1000
Census Tract	204

Owner

Source: Lynchburg City records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 802, FOREST, VA 24551-0802
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK & TRUST CO
Jul 29, 2022	Deed, Transfer · Commercial Mortgage SELECT BANK
Dec 17, 2019	Deed, Transfer · Conventional Mortgage FARMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	20225917
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	1502 RAMSGATE LN, LYNCHBURG, VA 24501-5316
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170004668
Date	Jul 27, 2017
Instrument	170004668

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Jul 29, 2022
Property Address	1502 RAMSGATE LN, LYNCHBURG, VA 24501-5316
Document Number	0220005917
Map Reference	MB 15 PG 20 & 21
Instrument Date	Jul 22, 2022
Instrument	220005917
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24551, FOREST, VA 24551

Mortgage

Document Number	0220005920
Date	Jul 29, 2022
Instrument	220005920

Lender

Name	SELECT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Dec 17, 2019
Property Address	1502 RAMSGATE LN, LYNCHBURG, VA 24501-5316
Document Number	0190007837
Map Reference	PB 15 PG 20 21
Instrument Date	Dec 17, 2019
Instrument	190007837
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 CONFEDERATE BLVD, APPOMATTOX, VA 24522-4103

Mortgage

Document Number	0190007838
Date	Dec 17, 2019
Instrument	190007838

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,755.00 (+300.68%)	$209,000 (-) Land $35,000 Building $174,000
2025	$438.00 (+6.31%)	$209,000 (+12.61%) Land $35,000 Building $174,000	$209,000 (+12.61%) Land $35,000 Building $174,000
2023	$412.00	$185,600 Land $32,000 Building $153,600	$185,600 Land $32,000 Building $153,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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