1509 Palmer Dr, Laredo, TX 78045 Property Records

Webb County property record for 1509 Palmer Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,088 sqft · built 1989
Lot Size	0.341 acres (14,842 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2012)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`965-00005-024`

Property Details

APN / Parcel Number

Primary APN	`965-00005-024`
Alternative APN	`231426`

Interior

Stories	2 Stories
Building Area	3,088 sqft Living Area
Gross Area	3,900 sqft
1st Floor Area	1,402 sqft
Utility Area	308 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Wood
Lot Area	14,842 sqft (0.341 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	510 sqft
Pool House	336 sqft
Porch	Open Porch
Porch Area	50 sqft
Patio Area	636 sqft
Balcony Area	252 sqft

Location & Zoning

Street Address	1509 PALMER DR
City	LAREDO
State	TX
Zip	78045-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 24 BLK 5 THE PLANTATION UNIT I
Legal Subdivision	PLANTATION I
Legal Block	5
Legal Lot Number	24
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1722

Owner

1509 Palmer Dr is owned and occupied by an individual who acquired it in September 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1509 PALMER DR, LAREDO, TX 78045-7507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEO MORTGAGE SERVICES INC
Sep 11, 2020	Intrafamily Transfer, Transfer
Jun 6, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2012 · Amount on File
Deed Sale	Jul 5, 2012 · Amount on File
Deed Document Number	20121138588
Deed Book / Page	3283 / 406
Last Transfer Date	Sep 3, 2020
Transfer Doc	004861/133
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1509 PALMER DR, LAREDO, TX 78045-7507
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004893/768
Date	Nov 2, 2020
Book Page	4893/768
Instrument	1409034

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Sep 11, 2020
Property Address	1509 PALMER DR, LAREDO, TX 78045-7507
Document Number	004861/133
Book / Page	4861 / 133
Map Reference	VOL 4 PG 35
Instrument Date	Sep 3, 2020
Instrument	1403877
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6820 SPRINGFIELD AVE APT 54, 54, LAREDO, TX 78041-2355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 PALMER DR, LAREDO, TX 78045-7507

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Jun 6, 2017
Property Address	1509 PALMER DR, LAREDO, TX 78045-7507
Document Number	004248/636
Book / Page	4248 / 636
Map Reference	VOL 4 PG 35
Instrument Date	May 11, 2017
Instrument	1299276
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 DEPARTAMENTO201, GARDEN CITY, NY 11530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6820 SPRINGFIELD AVE APT 54, 54, LAREDO, TX 78041-2355

Tax Assessment & Valuation

The 2025 property tax bill for 1509 Palmer Dr was $3,061, up 8.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,000 (-) Land $327,118 Building $277,882	$605,000 (-) Land $327,118 Building $277,882
2025	$3,061.00 (+8.66%)	$605,000 Land $327,118 Building $277,882	$605,000 Land $327,118 Building $277,882
2024	$2,817.00
2023		$524,960 Land $325,782 Building $199,178	$524,960 Land $325,782 Building $199,178
2022	$3,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1509 Palmer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1509 Palmer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone.

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