1504 Palmer Dr, Laredo, TX 78045 Property Records

Webb County property record for 1504 Palmer Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,226 sqft · built 1985
Lot Size	0.348 acres (15,163 sqft)
Owner	2 Individual Names on File
Last Sale	$298,800 (Nov 2017)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	Nov 2017 Construction Loan Nov 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`965-00002-001`

Property Details

APN / Parcel Number

Primary APN	`965-00002-001`
Alternative APN	`231386`

Interior

Stories	1 Story
Building Area	2,226 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	2,226 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,163 sqft (0.348 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	152 sqft

Location & Zoning

Street Address	1504 PALMER DR
City	LAREDO
State	TX
Zip	78045-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 BLK 2 THE PLANTATION UNIT I
Legal Subdivision	PLANTATION I
Legal Block	2
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3004
Census Tract	1722

Owner

1504 Palmer Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1504 PALMER DR, LAREDO, TX 78045-1904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Vendor's Lien, Transfer · Construction Mortgage TEXAS COMMUNITY BANK
Nov 16, 2017	Vendor's Lien, Transfer · Construction Mortgage TEXAS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Prior Sale	Nov 16, 2017 · Amount on File
Deed Document Number	20171313668
Deed Book / Page	4330 / 512
Prior Transfer Date	Nov 9, 2017
Prior Transfer Doc	004330/483
Record Updated	Oct 29, 2026

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 16, 2017
Property Address	1504 PALMER DR, LAREDO, TX 78045-1904
Document Number	004330/483
Book / Page	4330 / 483
Map Reference	VOL 34 PG 57
Instrument Date	Nov 9, 2017
Instrument	1313666
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 450829, LAREDO, TX 78045-0020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 PACMER DR, LAREDO, TX 78045-1904

Mortgage

Document Number	0001313667
Date	Nov 16, 2017
Instrument	1313667

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 9, 2027

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 16, 2017
Property Address	1504 PALMER DR, LAREDO, TX 78045-1904
Document Number	004330/512
Book / Page	4330 / 512
Map Reference	VOL 34 PG 57
Instrument Date	Nov 9, 2017
Instrument	1313668
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMAPNY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 450829, LAREDO, TX 78045-0020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 PALMER DR, LAREDO, TX 78045-1904

Mortgage

Document Number	0001313669
Date	Nov 16, 2017
Instrument	1313669

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 9, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1504 Palmer Dr was $2,364 with a homeowner's exemption, down 13.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,813 (-0.51%) Land $267,324 Building $197,489	$464,813 (-0.51%) Land $267,324 Building $197,489
2025	$2,364.00 (-13.34%) Homeowner's exemption	$467,192 Land $267,324 Building $199,868	$467,192 Land $267,324 Building $199,868
2024	$2,728.00
2023		$409,488 Land $229,568 Building $179,920	$409,488 Land $229,568 Building $179,920
2022	$2,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1504 Palmer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 Palmer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone.

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