1505 Palmer Dr, Laredo, TX 78045 Property Records

Webb County property record for 1505 Palmer Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	5,070 sqft · built 1990
Lot Size	0.329 acres (14,317 sqft)
Owner	2 Individual Names on File
Last Sale	$1,119,195 (Jan 2023)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`965-00006-001`

Property Details

APN / Parcel Number

Primary APN	`965-00006-001`
Alternative APN	`231428`

Interior

Stories	2 Stories
Building Area	5,070 sqft Living Area
Gross Area	5,530 sqft
1st Floor Area	3,629 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Tile
Lot Area	14,317 sqft (0.329 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	316 sqft
Porch	Open Porch
Porch Area	823 sqft
Patio Area	133 sqft
Balcony Area	133 sqft

Location & Zoning

Street Address	1505 PALMER DR
City	LAREDO
State	TX
Zip	78045-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 BLK 6 THE PLANTATION UNIT I
Legal Subdivision	PLANTATION I
Legal Block	6
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1722

Owner

1505 Palmer Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1505 PALMER DR, LAREDO, TX 78045-7507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Mar 28, 2005 · Amount on File
Deed Document Number	20231488089
Deed Book / Page	5395 / 826
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Jan 3, 2023
Property Address	1505 PALMER DR, LAREDO, TX 78045-7507
Document Number	005395/826
Book / Page	5395 / 826
Map Reference	VOL 4 PG 35
Instrument Date	Dec 19, 2022
Instrument	1488089
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 PALMER DR, LAREDO, TX 78045-7507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 PALMER DR, LAREDO, TX 78045-7507

Mortgage

Document Number	0001488090
Date	Jan 3, 2023
Instrument	1488090

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.47%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.4%

Tax Assessment & Valuation

The 2025 property tax bill for 1505 Palmer Dr was $2,954 with exemptions applied.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$718,886 (+3.29%) Land $252,409 Building $466,477	$718,886 (+3.29%) Land $252,409 Building $466,477
2025	$2,954.00 Homeowner's exemption Senior Citizen's exemption	$696,000 Land $252,409 Building $443,591	$696,000 Land $252,409 Building $443,591
2024	$2,954.00
2023		$604,282 Land $216,759 Building $387,523	$604,282 Land $216,759 Building $387,523
2022	$3,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1505 Palmer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1505 Palmer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone.

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