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1509 Downs Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1509 Downs Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1948
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$530,000 (Sep 2022)
Tax Bill$4,851 (2023)
Deeds & MortgagesSep 2022 Sale & Mortgage
Nov 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN093-101-03

Property Details

APN / Parcel Number

Primary APN093-101-03

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area720 sqft Heated Area
Gross Area790 sqft
1st Floor Area720 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area7,500 sqft (0.172 acres)
Garage Area528 sqft

Exterior Amenities

PorchPorch
Porch Area70 sqft
Patio Area16 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number093-101-03
Street Address1509 DOWNS AVE
CityCHARLOTTE
StateNC
Zip28205-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionL9 B3 M3-293
Legal SubdivisionDAVIS PARK
Legal Block3
Legal Lot Number9
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2012
Census Tract1300

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1509 DOWNS AVE, CHARLOTTE, NC 28205-2017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Nov 18, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 14, 2020Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Nov 7, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2022 · Amount on Record
Deed SaleSep 28, 2022 · Amount on Record
Prior SaleNov 18, 2020
Deed Document Number0037677380
Deed Book / Page37677 / 380
Record UpdatedJun 7, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 28, 2022
Property Address1509 DOWNS AVE, CHARLOTTE, NC 28205-2017
Document Number0000136459
Book / Page37677 / 380
Map ReferenceMB 3 PG 293
Instrument DateSep 21, 2022
Instrument2022136459
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,060.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4801 FAIRHEATH RD, CHARLOTTE, NC 28210-3214

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1509 DOWNS AVE, CHARLOTTE, NC 28205-2017

Mortgage

Document Number0000136460
DateSep 28, 2022
Instrument2022136460
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 18, 2020
Property Address1509 DOWNS AVE, CHARLOTTE, NC 28205-2017
Document Number0000194341
Book / Page035327 / 000908
Instrument DateNov 17, 2020
Instrument194341
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4801 FAIRHEATH RD CHARLOTTE NC 282103214, CHARLOTTE, NC 28210-3214

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 14, 2020
Property Address1509 DOWNS AVE, CHARLOTTE, NC 28205-2017
Document Number0000169014
Book / Page35176 / 948
Map ReferenceMB 3 PG 293
Instrument DateOct 13, 2020
Instrument2020169014
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9704 SADDLE AVE, 9704, WAXHAW, NC 28173-8536

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000169015
DateOct 14, 2020
Instrument2020169015
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 7, 2019
Property Address1509 DOWNS AVE, CHARLOTTE, NC 28205-2017
Document Number0000152073
Book / Page034019 / 000132
Instrument DateNov 7, 2019
Instrument152073
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$374.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9704 SADDLE AVE WAXHAW NC 281738536, WAXHAW, NC 28173-8536

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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