Mecklenburg County property record for 1446 Downs Ave, Charlotte, NC 28205 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,664 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2026) |
| Tax Bill | $5,999.00 (2024) |
Source: Mecklenburg County records · APN 093-098-10
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Mar 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Feb 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Sep 20, 2017 | Loan Modification, Mortgage DONNA MARTIN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2023 · Amount on Record |
| Deed Doc Number | 202627358 |
| Deed Book / Page | 40277 / 517 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000217686 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 36764/843 |
| Instrument | 2021217686 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 650 E BROOKLYN VILLAGE AVE, CHARLOTTE, NC 28202-3400 |
| Document Number | 0000071533 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 38277/267 |
| Instrument | 2023071533 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 19, 2026 |
| Property Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000027358 |
| Book / Page | 40277 / 517 |
| Map Reference | MB 3 PG 293 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026027358 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1614 BROOK RD, CHARLOTTE, NC 28205-2426 |
| Name | Verified Name |
|---|---|
| Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000027359 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026027359 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000216824 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 35459/667 |
| Instrument | 2020216824 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 22, 2018 |
| Property Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000020568 |
| Book / Page | 32480 / 522 |
| Map Reference | MB3 PG293 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 2018020568 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 LA FONTENAY CT, 205, LOUISVILLE, KY 40223-3001 |
| Name | Verified Name |
|---|---|
| Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000020569 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 2018020569 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1446 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000145712 |
| Book / Page | 032227 / 000384 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1446 DOWNS AVE CHARLOTTE NC 282052016, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000145712 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 032227/000384 |
| Instrument | 145712 |
| Name | DONNA MARTIN |
|---|
| Amount | Amount Recorded |
|---|
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $772,000 Land $218,500 Building $553,500 | $772,000 Land $218,500 Building $553,500 | |
| 2024 | $5,999.00 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 093-098-10 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,664 sqft Living Area |
| Gross Area | 3,240 sqft Gross Area |
| 1st Floor | 1,204 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | Deck Area |
| Porch Area | 84 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 1446 DOWNS AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-2016 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L12 B5 M3-293 |
| Legal Subdivision | DAVIS PARK |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 1, CHARLOTTE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 1300 |
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