15087 Speaker Rd, Lynn (Yale), MI 48097 Property Records

St. Clair County property record for 15087 Speaker Rd, Lynn, MI 48097

Property Summary

Property Type	Residential Vacant Land
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2026)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone A (high risk)
APN	`74-26-021-2001-400`

Property Details

APN / Parcel Number

Primary APN	`74-26-021-2001-400`

Exterior

Lot Area	436,471 sqft (10 acres)

Location & Zoning

Street Address	15087 SPEAKER RD
City	LYNN
State	MI
Zip	48097-1416
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AG
Legal Description	BEG N 87D 33M 27S W 983.06' FROM NE SEC COR, TH S 0D 1M 9S E 1324.32', TH N 87D 32M 37S W 330', TH N 0D 1M 10S W 1324.24', TH
Legal Range	13E
Legal Township	08N
Legal Section	21
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2040
Census Tract	655100

Owner

Source: St. Clair County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47577 LIBERTY DR, SHELBY TOWNSHIP, MI 48315-4530
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Oct 13, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Oct 13, 2022 · Amount on Record
Deed Document Number	202619949
Deed Book / Page	5970 / 455
Prior Transfer Date	Dec 10, 2007
Prior Transfer Doc	0038190708
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 1, 2026
Property Address	15087 SPEAKER RD, LYNN, MI 48097-1416
Document Number	0000019949
Book / Page	5970 / 455
Instrument Date	Sep 25, 2026
Instrument	202619949
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47577 LIBERTY DR, SHELBY TOWNSHIP, MI 48315-4530
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019950,
Date	Oct 1, 2026
Instrument	202619950

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Apr 1, 2032

Interest

Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 13, 2022
Property Address	15087 SPEAKER RD, LYNN, MI 48097-1416
Document Number	0005570294
Book / Page	5570 / 294
Instrument Date	Sep 23, 2022
Instrument	2022023525
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Amount	Amount Recorded
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 S 8TH ST, 1015, SAINT CLAIR, MI 48079-5056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66640 DEERWOOD LN, WASHINGTON, MI 48095-1926

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Lynn Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,900 (+51.31%)	$57,800 (+51.31%)
2025	$1,028.00 (+20.52%)	$19,100 (-18.72%)
2024	$853.00 (+10.06%)		$38,200 (-18.72%)
2023		$23,500
2022	$775.00		$47,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Highline Internet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Speaker Rd

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