St. Clair County property record for 14765 Speaker Rd, Lynn, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,776 sqft · built 1971 |
| Lot Size | 10.6 acres (463,914 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,127 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 74-26-022-1001-000 |
| Primary APN | 74-26-022-1001-000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| Basement Area | 576 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Lot Area | 463,914 sqft (10.6 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 14765 SPEAKER RD |
|---|---|
| City | LYNN |
| State | MI |
| Zip | 48097-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | E 1/2 OF E 1/2 OF NE 1/4 OF NW 1/4 SECTION 22 T8N R13E 10.65A |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 22 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 655100 |
14765 Speaker Rd is owned and occupied by two individuals who acquired it in March 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14765 SPEAKER RD, LYNN, MI 48097-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 9, 2026 |
| Transfer Doc | 0000590693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 17, 2026 |
| Property Address | 14765 SPEAKER RD, LYNN, MI 48097-1412 |
| Document Number | 0000590693 |
| Book / Page | 5906 / 93 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 2026004837 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14765 SPEAKER RD, LYNN, MI 48097-1412 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 8101 CAPAC RD, LYNN, MI 48097-1101 |
The 2025 property tax bill for 14765 Speaker Rd was $2,127 with a homeowner's exemption, up 15.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Lynn Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,800 (+7.88%) | $265,600 | |
| 2025 | $2,127.00 (+15.41%) Homeowner's exemption | $123,100 | |
| 2024 | $1,843.00 | $246,200 | |
| 2023 | $106,100 | ||
| 2022 | $1,663.00 | $212,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14765 Speaker Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14765 Speaker Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Highline Internet Fiber | 1,000 / 1,000 |
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