St. Clair County property record for 14821 Speaker Rd, Lynn, MI 48097
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 10.1 acres (440,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Mar 2024) |
| Tax Bill | $1,032 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Line of Credit Oct 2021 Sale + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 74-26-022-1003-000 |
| Primary APN | 74-26-022-1003-000 |
|---|
| Lot Area | 440,392 sqft (10.1 acres) |
|---|
| Street Address | 14821 SPEAKER RD |
|---|---|
| City | LYNN |
| State | MI |
| Zip | 48097-1424 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AG |
| Legal Description | E 1/2 OF W 1/2 OF NE 1/4 OF NW 1/4 EXC E 2' SECTION 22 T8N R13E 10.11 A |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 22 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 655100 |
14821 Speaker Rd, residential vacant land, is owned by two individuals who acquired it in April 2024.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3745 EMMETT RD, EMMETT, MI 48022-3908 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2024 | Warranty Deed, Transfer · Line of Credit THUMB BANK & TRUST |
| Oct 19, 2021 | Land Contract, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO |
| Mar 17, 2023 | Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on File |
| Deed Sale | Mar 15, 2024 · Amount on File |
| Prior Sale | Mar 17, 2023 · Amount on File |
| Deed Document Number | 20244234 |
| Deed Book / Page | 5697 / 441 |
| Last Transfer Date | Apr 19, 2024 |
| Transfer Doc | 0005707870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 15, 2024 |
| Property Address | 14821 SPEAKER RD, LYNN, MI 48097-1424 |
| Document Number | 0005697441 |
| Book / Page | 5697 / 441 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024004234 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2798 HARRINGTON RD, BROWN CITY, MI 48416-8947 |
| Name | Verified Name |
|---|---|
| Address | 3745 EMMETT RD, EMMETT, MI 48022-3908 |
| Document Number | 2024003520 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024003520 |
| Name | THUMB BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 0005694667 |
|---|---|
| Date | Mar 4, 2024 |
| Book Page | 5694/667 |
| Instrument | 2024003520 |
| Name | THUMB BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 7254 MICHIGAN AVE, PIGEON, MI 48755 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Land Contract |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 19, 2021 |
| Property Address | SPEAKER RD, YALE, MI 48097 |
| Document Number | 0005436812 |
| Book / Page | 5436 / 812 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021029566 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | SPEAKER ROAD, BROCKWAY, MI 48097 |
| Name | Verified Name |
|---|---|
| Address | 4096 ATKINS RD, CLYDE, MI 48049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 17, 2023 |
| Property Address | SPEAKER RD, YALE, MI 48097 |
| Document Number | 0005606105 |
| Book / Page | 5606 / 105 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2023004348 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | SPEAKER ROAD, YALE, MI 48097 |
| Name | Verified Name |
|---|---|
| Address | 4906 ATKINS RD, CLYDE, MI 48049-4506 |
The 2025 property tax bill for 14821 Speaker Rd was $1,032, up 21.6% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Lynn Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,100 (+50.78%) | $58,200 | |
| 2025 | $1,032.00 (+21.55%) | $19,300 | |
| 2024 | $849.00 | $38,600 | |
| 2023 | $23,600 | ||
| 2022 | $1,054.00 | $47,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14821 Speaker Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14821 Speaker Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Highline Internet Fiber | 1,000 / 1,000 |
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